More Than Money Podcast with Art Rainer
Give Generously. Save Wisely, Live Appropriately.
The More Than Money Podcast helps listeners get financially healthy for the sake of giving and living generously. In each episode, Art Rainer provides fun, practical, biblically-based financial advice through interviews and listener questions. Our goal with this podcast is for you to understand God's design for you and your money as you learn to give generously, save wisely, and live appropriately.
Released on 9/22/2025
Published by Art Rainer
Episode 448 | AI Will Eliminate These 5 Jobs by 2030 (And Won’t Eliminate These 4)
In this episode, we explore five jobs that are least likely to be replaced by automation or AI and four more that are likely to stick around. Then Art answers a listener’s question about how to get a spouse who prefers to be hands-off with the...
3/9/2026. 31min
Episode 447 | 4 Smart Money Moves for March
What are some smart money moves you should be making right now? In this episode, Art shares practical financial steps you can take this month, from preparing for taxes and reviewing your budget to strengthening your emergency fund and planning for...
3/4/2026. 27min
Episode 446 | 3 Money Meeting Mistakes for Couples and More!
Money meetings don’t fail because of math — they fail because of emotion and poor structure. In this episode, we unpack three common mistakes couples make and share a simple framework for building clarity and unity. If you want less tension and more...
3/2/2026. 28min
Episode 445 | 5 Fixable Reasons You Are Not Moving Forward in Your Finances
Are you struggling to gain momentum in your finances? In this episode, Art and Nate unpack five common—and fixable—reasons people get stuck and share practical steps you can take to start moving forward. Don’t miss this actionable conversation...
2/25/2026. 41min
Episode 444 | Money Prep for Marriage 101
God doesn’t provide financial resources to blow up our marriages. In this episode, Art and Matt share seven practical tips for those preparing to say “I do,” along with guidance for anyone walking alongside engaged couples and helping them build a...
2/23/2026. 38min
Episode 443 | SMACKDOWN! Roth IRA vs Traditional IRA
Which IRA is better—Roth or Traditional? In this episode, Art and Nate go head-to-head to determine which IRA deserves the title of true champion. They also tackle a listener’s question about IRAs. Don’t miss this fun, live recording of the More Than...
2/18/2026. 37min
Episode 442 | The Biggest Money Fights for Couples
Do you fight with your spouse about money? You’re not alone. In this episode, Art and Matt unpack a recent study revealing the most common financial conflicts couples face and share practical steps to help you and your spouse move toward greater unity...
2/16/2026. 34min
Episode 441 | Secret Wealth Hack—Get Married
Is marriage good for your money? In this episode, we dive into surprising statistics that reveal how marriage often leads to greater wealth, lower expenses, and stronger financial stability. You’ll leave encouraged that God’s design for marriage and...
2/11/2026. 29min
Episode 440 | 4 Keys to Getting Out of Debt
It’s a live recording of More Than Money! For those who are ready to get out of debt, this is for you. In this episode, Art shares some guarantees and keys to the debt-free journey. Plus, he answers a couple of listener questions.
Resources:...
2/9/2026. 36min
Episode 439 | Become a Rich Couple in February
It’s time for you and your spouse to become a Rich Couple! In this episode, Art discusses his newly re-released book, “The Rich Couple: 30 Days of Following God’s Design for a Financially Healthy Marriage,” and the four critical decisions every couple...
2/4/2026. 32min
Episode 438 | 5 Smart Money Moves for February (Money Date Edition)
Money and marriage collide in the best possible way in this February-themed episode as you’re invited to go on a purposeful “money date” with your spouse. You’ll be guided through honest conversations about your finances, shared dreams for the future,...
2/2/2026. 30min
Episode 437 | Ready to Move? 5 States Where Your Money Goes Further
What are the 5 states where the cost of living is the lowest? In this episode, Art explains cost of living, why it is so important to your finances, and in what states your dollar goes further. Plus, he answers a question about opening a Roth IRA for...
1/28/2026. 32min
Episode 436 | Turn 16 PTO Days Into 47 Days Off!
We’re called to steward everything God has entrusted to us—including our PTO days. In this episode, Art explains why not using your PTO can be costly and shares a simple strategy to help you maximize your time off. Plus, he answers a listener’s...
1/26/2026. 30min
Episode 435 | Can a Tight Budget Be a Major Blessing?
When income is low or unpredictable, budgeting can feel overwhelming—especially during seasons of loss or transition. In this episode, Art walks through why a tight budget can actually be a blessing, how to build a simple budget when income varies,...
1/21/2026. 30min
Episode 434 | Why Government Fraud Matters—and How Christians Should Respond
Government fraud is all over the headlines, and the recent allegations out of Minnesota raise an important question: why should everyday Americans care? In this episode, Art explains how fraud impacts taxpayers, harms the vulnerable, and how...
1/19/2026. 27min
Episode 433 | Don’t Make These 5 Massive Investing Mistakes!
Many retirement mistakes happen long before retirement ever begins. In this episode, Art walks through five massive investing mistakes that can quietly derail your retirement plan, then answers a listener’s question about what to do when you’re close...
1/14/2026. 31min
Episode 432 | Steal My Side Hustle Idea and Make Some Money
A side hustle can help you knock out your next Money Milestones. In this episode, Art walks you through how to identify the best side hustle for you and provides a side hustle idea that he hopes someone will steal. Plus, he offers 8 tips for getting...
1/12/2026. 37min
Episode 431 | $2,000 Per Month Side Hustles? Here Are Four of Them
Are you looking to make some extra money to knock out your next Money Milestone? In this episode, Art shares practical tips for managing a side hustle when life is already busy and highlights four side hustles that can reportedly generate up to $2,000...
1/7/2026. 34min
Episode 430 | Smart Money Moves for January and Getting a Second Income
Happy New Year! Ready to start 2026 with clarity and confidence? In this episode, Art shares three smart money moves to help you launch the year strong. Plus, he answers a listener’s question about getting a second income and what to consider before...
1/5/2026. 33min
Episode 429 | Unlock Your Goal-Setting Superpower!
Are you setting some financial goals for 2026? In this episode, Art provides six ways to unlock your goal-setting superpower and increase your likelihood of reaching those goals. Don’t miss the perfect episode for New Year’s Eve!
Resources:...
12/31/2025. 25min
Episode 428 | 10 Ways to Ruin Your Financial Health in 2026
Most people don’t ruin their finances with one big mistake—they do it with small, repeated decisions. In this episode, Art walks through 10 common habits that quietly sabotage financial health. Learn what to avoid in 2026 to pursue clarity, margin,...
12/29/2025. 33min
Episode 427 | Money Lessons from the Real Santa Claus
PARENTAL WARNING: In this episode, we move beyond the myth and explore the real story behind Santa Claus. Art dives into the life of the historical St. Nicholas and shares practical money lessons drawn from his generosity. It’s the perfect episode to...
12/24/2025. 32min
Episode 426 | Elon Musk Says Don’t Save—So, Should You?
Elon Musk recently suggested that AI and universal income could make saving money unnecessary—but is that really something you should rely on? In this episode, Art breaks down what Scripture says about work, stewardship, and preparing for the future,...
12/22/2025. 36min
2025 Greatest Hits! Shocking Stats About Emergency Funds
A recent study found that 42% of American adults lack an emergency fund. In this Greatest Hit of 2025, Art breaks down the study, uncovering other surprising statistics about emergency savings and sharing essential tips on what not to use your...
12/19/2025. 32min
2025 Greatest Hits! Watch Out for These 7 Cash Flow Killers!
Do things seem tight right now? For today’s Greatest Hit of 2025, Art provides seven cash flow killers to be aware of. Plus, Christian, a CERTCFC®, from Nebraska, joins him to answer a money question.
12/18/2025. 32min
2025 Greatest Hits! Don’t Make These Investment Moves! Instead, Do This
For today’s Greatest Hit of 2025, Art and Matt tell you what NOT to do and provide you with some decisions you should make. Plus, they announce the 2025 More Than Money Bracket Challenge winner! Don’t miss it!
12/17/2025. 33min
2025 Greatest Hits! Top Money Moves to Make in Your 40s
Your 40s are key financial years. In this Greatest Hit of 2025, Art shares key money moves to make in your fourth decade of life. Plus, we're excited to debut a new segment: ‘Ask a CERTCFC®!’ Tune in for expert insights you won’t want to miss.
12/16/2025. 33min
2025 Greatest Hits! A Tale of Two Cars: The Power of a Wise Purchase
This Greatest Hit of 2025 is all about used cars—busting five common myths, revealing the top used cars under $20,000, and sharing a powerful story of two very different car-buying decisions. Whether you're car shopping or just love a good financial...
12/15/2025. 29min
Episode 425 | Sneaky Idols Sabotaging Your Finances
In this episode, we expose five modern American idols that quietly sabotage both your faith and your finances. You’ll learn how these subtle distractions shape your spending, fuel anxiety, and pull your heart away from God’s design for money. Most...
12/10/2025. 33min
Episode 424 | Boosting Your Financial Confidence in 30 Days
Do you feel out of control? In this episode, Art addresses the growing crisis of financial confidence among Christians and how stress impacts both peace and generosity. He shares eight simple, biblical habits you can use to regain clarity and control...
12/8/2025. 36min
Episode 423 | Your 2025 Financial State of the Union
It’s an annual tradition on the More Than Money podcast! Matt joins Art to walk through the Financial State of the Union—what it is, why it matters, and how to use it. Plus, they tackle Janet’s question: Is giving less than 10% considered “stealing...
12/3/2025. 38min
Episode 422 | 6 Smart Money Moves for December
Finish the year strong! In this episode, Art provides six smart money moves to wrap up 2025. Plus, he answers a listener’s question about refinancing their house. Rates have dropped. Is now the time to take advantage of lower rates?
Resources:...
12/1/2025. 31min
Episode 421 | 7 Ways Gratitude Helps You Reach Your Financial Goals Faster
Happy Thanksgiving! In the spirit of the season, Art shares seven ways an attitude of gratitude can help you reach your next Money Milestone even faster. Plus, he answers three questions from the More Than Money family, including, “Should I stop my...
11/26/2025. 42min
Episode 420 | Get Ready for Christmas: More Joy to the World, Less Debt to the World
Join Art and Nate as they break down how to financially prepare for Christmas—without losing the joy of the season. And for the very first time, they’re taking live questions! Tune in for practical tips, a few laughs, and a fresh reminder of what this...
11/24/2025. 54min
Episode 419 | Goodbye Social Security, Housing Allowances, and Trump Accounts (Jon’s Episode)
Jon posted a question in the More Than Money Facebook Group that set the trajectory for this episode. In it, Art dives into whether ministers should opt out of Social Security, how they can make the most of their housing allowance, and what “Trump...
11/19/2025. 35min
Episode 418 | Building Wealth, Coverdell ESAs, and a Debt-Free Masters
How do you build wealth? In this episode, Art walks through seven practical steps for growing your net worth from a biblical perspective. Plus, he answers two listener questions—one about using a Coverdell ESA for homeschool expenses and another about...
11/17/2025. 32min
Episode 417 | 50-Year Mortgages, Retirement Savings, and Financial Disunity in Marriage
President Trump recently raised the idea of a 50-year mortgage. In this episode, Art explains why he’s concerned about stretching home loans across half a century. Plus, he answers two listener questions—one about saving for retirement and another...
11/12/2025. 32min
Episode 416 | We Need to Talk…About Your Parents’ Estate Plan
On this episode, Art answers a question about what to do when your parents don’t have an estate plan. Plus, he tackles two questions from the More Than Money Facebook Group—one about budgeting with variable income and another about how to find a...
11/10/2025. 29min
Episode 415 | Annual Start Spending Money Episode! All About Your FSA
For the most part, FSAs are a “use it or lose it” deal. In this episode, Art unpacks how flexible spending accounts work, the mistakes that could cost you money, and some surprising purchases that qualify for FSA dollars. Don’t let that money...
11/5/2025. 31min
Episode 414 | 4 Smart Money Moves for November
It is time for some smart money moves! This month, Art considers some moves that focus on gratitude and following the next step God gives you. Additionally, Art addresses two financial questions—one about a HELOC and another about buying a house....
11/3/2025. 30min
Episode 413 | When You Give—Public School Students Are Taught the Bible | Guest: Jennifer Jury (LifeWise Academy)
Did you know there’s a legal way for public school students to receive Bible instruction during school hours? Jennifer Jury of https://lifewise.org/ joins Art to share how God is using the generosity of His people to expand a ministry that brings...
10/29/2025. 29min
Episode 412 | Government-Run Grocery Stores, Mortgage Shopping, and Money Milestones
Every so often, an idea comes along that sounds great on the surface, like the perfect fix for a problem everyone sees, but dig a little deeper, and you realize it might actually make things worse. In this episode, Art discusses government-run grocery...
10/27/2025. 31min
Episode 411 | Rent Control, Minimum Wage, and Alabama Football
Money questions answered! In this episode, Art tackles five listener questions on everything from rent control to Alabama football. Tune in for a fun and informative conversation you won’t want to miss!
Resources:
http://www.8moneymilestones.com/...
10/22/2025. 29min
Episode 410 | Why Christian Money Help Exists—and How It Can Serve You | Guest: Nate Sargent
Looking for trustworthy, Christ-centered financial guidance? In this episode, Art is joined by Nate Sargent to introduce https://www.christianmoneyhelp.com/—a new counseling practice designed to walk with you through life’s financial challenges....
10/20/2025. 28min
Episode 409 | 5 Secrets of Those Who Paid Off Their Debt
How do people do it? How do those buried in debt break free? In this episode, Art shares five secrets from individuals who have successfully paid off their debt. He also tackles questions about sinking funds and what the Bible says about debt. Don’t...
10/15/2025. 29min
Episode 408 | Tax Bracket Changes, Shrinking Emergency Funds, and Church Savings
The IRS has released the federal income tax brackets for 2026. In this episode, Art explains how marginal tax rates really work and walks through the latest updates. He also unpacks recent news about Americans’ shrinking emergency funds. Don’t miss...
10/13/2025. 30min
Episode 407 | Blessing Your Pastor, Cutting Up Cards, and Paying Your Contractor
It’s Pastor Appreciation Month! What are you doing to encourage those who faithfully shepherd your church? In this episode, Art shares practical ways to bless your pastor. Plus, he answers two listener questions—one about knowing when it’s time to cut...
10/8/2025. 29min
Episode 406 | 4 Smart Money Moves for October
What smart money moves should you be making this month? Welcome to October, when the leaves change and pumpkin spice shows up everywhere. In this episode, Art shares practical money moves to start the month strong and answers two listener questions....
10/6/2025. 27min
Episode 405 | The Next 5 Years: What Will Wreck Americans’ Finances?
This episode examines six emerging financial challenges that Americans are likely to encounter over the next five years, including AI-driven job disruptions, rising debt, healthcare costs, and declining financial literacy. Being aware of and preparing...
10/1/2025. 32min
Episode 404 | Dollar-Cost Averaging, Reducing Retirement, and ESPN Bet
What is dollar-cost averaging, and how can you use it as an investment strategy? In this episode, Art gives a clear, easy-to-understand explanation of how it works and why it matters. He also answers two listener questions—one about reducing...
9/29/2025. 31min
Episode 403 | When You Give…Someone Receives The Gift of Mobility | Guest: Nuka Hart
Nuka Hart, the CEO of Free Wheelchair Mission, joins Art to share stories of how God uses generosity to transform lives and communities by providing mobility to people with disabilities. In this episode, you’ll hear how something as simple as a...
9/24/2025. 34min
Episode 402 | Fed Rate Cut, Passive Income, and Sinful Debt
In this episode, Art breaks down how the Federal Reserve’s interest rate decisions impact your everyday life and matter for your family’s finances. Plus, he answers a listener’s question about buying a rental property: Is it wise to dip into your...
9/22/2025. 30min
Episode 401 | When You Give...God Brings A Father To Faith | Guest: Jess Rainer
In this episode of More Than Money, Jess Rainer (Art’s brother) shares powerful stories of how generosity can change lives in unexpected ways. From a father coming to Christ after years of prayer to a student receiving a last-minute camp scholarship,...
9/17/2025. 31min
Episode 400 | Financial Health Signs, Decreasing Net Worth, and Account Types Needed
Are you financially healthy? In this episode, Art discusses a few signs that you have reached financial health. Additionally, he addresses two listener questions—one on the impact of purchasing a car on net worth and another about the types of...
9/15/2025. 31min
Episode 399 | Regretful Money Mistakes, Increasing Net Worth, and Bothersome Bible Verses
From now until year’s end, certain money mistakes can leave you with a lot of regret. In this episode, Art highlights four financial decisions to avoid, answers questions about how a home down payment affects your net worth, and addresses Bible verses...
9/10/2025. 29min
Episode 398 | Unprepared! 63% of Christians Don't Have an Estate Plan, According to Survey
A recent survey revealed that only 37% of Christian adults have an estate plan in place. In this episode, Art delves into the survey’s findings on Christians and estate planning, examines what the Bible says about estate planning, and offers some next...
9/8/2025. 36min
Episode 397 | What Does The Bible Say About…Sports Betting? | Guest: Dr. David W. Jones
Sports betting has gained significant popularity. What does the Bible say about it? On this episode, Dr. David W. Jones joins Art to explore a biblical perspective on this growing trend. You won’t want to miss this important conversation!
Resources:...
9/3/2025. 35min
Episode 396 | 4 Smart Money Moves For September
It’s time for some September money moves! In this episode, Art shares four smart financial steps to take this month. He also answers two listener questions—one about staying on budget and another about handling a financial gift. Don’t miss it!...
9/1/2025. 32min
Episode 395 | What Debt Creates The Most Financial Stress For Christians?
A recent survey revealed the top debt that stresses Christians out. What is it? On this fun episode, Art and Matt discuss this stressful debt, provide tips for crushing all your debt, and answer a listener’s question about credit card rewards. Enjoy!...
8/27/2025. 33min
Episode 394 | Are Christians Saving Enough? Survey Says Many Are Not
29% of Christians in the U.S. have less than $1,500 saved, according to a recent survey. In this episode, Art discusses this finding and other savings statistics, and he provides five tips for those wanting to get started saving. Plus, he answers two...
8/25/2025. 34min
Episode 393 | Silent Killers: 3 Debts Draining Americans’ Wallets
Debt is a generosity killer, and some generosity killers aren’t talked about nearly enough. In this episode, Art shines a spotlight on three debts draining Americans’ wallets and answers two listener questions. Enjoy!
Resources:...
8/20/2025. 29min
Episode 392 | 5 Non-Financial Factors That Improve Your Finances: Jumpstart Your 8 Money Milestones Journey
Live audience recording! In this episode, we’re recording in front of a live audience at Graceland Church in New Albany, Indiana. As the church’s small groups prepare to begin the 8 Money Milestones program, Art shares five non-financial factors that...
8/18/2025. 48min
Episode 391 | Good Intentions, Bad Outcomes: 4 Money Moves That Cause Unexpected Pain
While well-intended, some financial decisions can lead to unfortunate consequences. In this episode, Art and Matt discuss four financial decisions that leave many with significant regret. Plus, they answer a question about breaking the...
8/13/2025. 34min
Episode 390 | Gen Z Wants Financial Independence by 32: What We Can Learn From Them
Fifty-two percent of Gen Z aims to achieve financial independence by age 32, and an astounding 94% hope to reach it by 55. Before we dismiss these goals as unrealistic, let’s explore the valuable lessons, both good and bad, we can learn from this...
8/11/2025. 29min
Episode 389 | Car Trouble: 1 in 4 Trade-Ins Are Underwater
Auto loans continue to weigh heavily on Americans. In this episode, Art shares some eye-opening stats about trade-ins and answers two listener questions—one about buying a minivan and another about the money personality survey. Enjoy!
Resources:...
8/6/2025. 28min
Episode 388 | 5 Smart Money Moves for August
Welcome to August! In this episode, Art provides five smart money moves to make this month. Plus, he answers a listener’s question about the 8 Money Milestones program and shares a listener’s success story. Don’t miss it!
Resources: ...
8/4/2025. 27min
Episode 387 | Money Questions! Side Hustles, 401(k)s, Generosity, and More!
Term or whole life insurance? 401(k) or Roth IRA? Side hustle or not? Art covers a lot of ground in this by answering six money questions. This is your money questions episode! Don’t miss it!
Resources:
http://www.8moneymilestones.com/...
7/30/2025. 34min
Episode 386 | 5 Money Lessons 2025 Has Taught Us So Far
What money lessons have you learned this year? In this episode, Art shares five key money lessons we’ve all learned so far in 2025. Plus, he answers two listener questions—both about retirement. Don’t miss it!
Resources: ...
7/28/2025. 33min
Episode 385 | Money Questions Answered! Health Insurance, Kids’ Chores, and More
This episode is all about your money questions! Art tackles topics like budgeting for rising health insurance costs, whether kids should get paid for household chores, helping your teen buy their first car, and more. Don’t miss it!
Resources: ...
7/23/2025. 34min
Episode 384 | The Big Beautiful Bill and You: What You Need to Know
On July 4th, the “Big Beautiful Bill” was signed into law. In this episode, Art delves into several key aspects of the bill that may impact your finances. Plus, he answers two listeners’ questions—one about Trump’s account and another about church...
7/21/2025. 29min
Episode 383 | Grow Your Net Worth With These 5 Numbers
Net worth is a useful tool for understanding your financial reality. But how can you actually grow it? In this episode, Art shares five key numbers you need to know to help increase your net worth. Plus, he answers a listener’s question about Money...
7/16/2025. 30min
Episode 382 | 10 Big Money-Wasters To Avoid
Could you use a bit more financial margin? In this episode, Art shares ten common money-wasters you should eliminate. Plus, he answers a listener’s question about whether he prefers a UTMA/UGMA account or a 529 plan for college savings.
Resources: ...
7/14/2025. 34min
Episode 381 | Road Trip! Gassed Up and Financially Literate
Hey road trippers, this one’s for you! While you’re cruising down the highway, test your financial literacy with a fun mix of quiz questions, terrible dad jokes, and real-life money tips. It’s the perfect companion for your drive. Don’t miss it!...
7/9/2025. 36min
Episode 380 | Road Trip! Bible Budget Showdown
It’s time to test your Bible knowledge! This episode is perfect for your summer road trip—packed with trivia, dad jokes, and fun money questions. Buckle up and enjoy the ride!
Resources:
http://www.8moneymilestones.com/...
7/7/2025. 32min
Episode 379 | 5 Money Moves for July AND Top-Rated 529 Plans
Welcome to July! In this episode, Art provides some summer money moves to make this month. Plus, he answers a listener’s question about saving for college and the top-rated 529 Plans out there. Don’t miss it!
Resources:...
7/2/2025. 35min
Episode 378 | This is Your Debt-Free Declaration of Independence!
Declare your independence! In this special Independence Day episode, Art challenges listeners to declare their own Debt-Free Independence Day—a moment to break free from the weight of debt and commit to a new financial future. Don’t miss it!...
6/30/2025. 27min
Episode 377 | Training Up Little Stewards! | Guest: Dr. Shane Enete
Parents, you’re raising the next generation of faithful stewards! Dr. Shane Enete joins Art to answer key questions about teaching kids biblical stewardship. If you have kids, this is a must-listen episode!
Resources:...
6/25/2025. 34min
Episode 376 | A Tale of Two Cars: The Power of a Wise Purchase
This episode is all about used cars—busting five common myths, revealing the top used cars under $20,000, and sharing a powerful story of two very different car-buying decisions. Whether you're car shopping or just love a good financial lesson, you...
6/23/2025. 32min
Episode 375 | Rich Without A Dollar: Wealth That Money Can’t Buy
You can be rich without spending or saving a cent! In this episode, Art and Matt explore the most valuable areas of life where true wealth is found. Plus, they answer a listener’s question about emergency funds and sinking funds.
Resources:...
6/18/2025. 39min
Episode 374 | The Secret Sauce to Building Wealth
How do people build wealth? In this episode, Art reveals the secret sauce behind wealth-building. Additionally, he addresses a generosity question about why Christians should make the local church their primary place of giving. Tune in!
Resources:...
6/16/2025. 32min
Episode 373 | Staycation 101: Make Memories & Avoid Debt
Want a vacation but working with a tight budget? Consider a staycation! In this episode, Art shares eight creative ideas for enjoying a memorable staycation without breaking the bank. Plus, he teams up with a fellow CERTCFC® to answer listener...
6/11/2025. 36min
Episode 372 | Watch Out For These 7 Cash Flow Killers!
Do things seem tight right now? In this episode, Art provides seven cash flow killers to be aware of. Plus, Christian, a CERTCFC®, from Nebraska, joins him to answer a money question. Don’t miss it!
Resources:...
6/9/2025. 35min
Episode 371 | Why Lump Sum Compensation Hurts Pastors
Some pastors receive their pay as a lump sum and must decide how to allocate it themselves. In this episode, Art and Matt discuss why that approach might not be ideal for pastors and answer a listener’s question. Plus, they kick off some summer fun...
6/4/2025. 37min
Episode 370 | 5 Smart Money Moves For June
Make the most of your summer! In this episode, Art shares smart money moves to kick off your summer right. He also answers two listener questions—one on budgeting and another on summer side gigs for teachers. Don’t miss these practical tips to boost...
6/2/2025. 30min
Episode 369 | 5 Reasons Your Church Needs An 8 Money Milestones Group
Consider launching an 8 Money Milestones group at your church this fall! In this episode, Art shares why every church can benefit from hosting an 8 Money Milestones group. He also tackles important questions about contentment and buying your child a...
5/28/2025. 34min
Episode 368 | These 3 Books Changed Art’s Financial Trajectory
Join Art as he takes a trip back to his early twenties, revisiting the books and lessons that helped shape his financial decision-making. Plus, he answers two questions from the More Than Money Facebook group—one about refinancing, and another about...
5/26/2025. 31min
Episode 367 | I Was Laid Off. How Do I Manage My Finances?
Bobby just got laid off—now what? In this episode, Art shares the key money moves to make after a job loss. Learn how to manage your finances in uncertain times, plus hear his answers to two more money questions. Don’t miss it!
Resources:...
5/21/2025. 32min
Episode 366 | 9 Tips For Managing A Start-Up’s Finances
How do you effectively manage finances for a start-up? In this episode, Art shares nine essential tips for anyone looking to launch a business. He also answers listener questions about becoming a Certified Financial Planner (CFP) and using a home...
5/19/2025. 30min
Episode 365 | 5 Reasons Why Gen Z Is Disconnected From Financial Reality
A recent study shows that Gen Z may be out of touch with financial reality—but why? In this episode, Art and Matt explore some possible reasons behind the disconnect. Plus, they tackle Nicole’s question: How do you stick to a budget when you just...
5/14/2025. 36min
Episode 364 | 5 Unfortunate Emergency Fund Mistakes
Don’t make these emergency fund mistakes! In this episode, Art dives into the most common “oops” moments people have when saving for a rainy day—and how you can avoid them. Plus, he answers listener questions about budgeting and picking a high-yield...
5/12/2025. 30min
Episode 363 | How I Became A Total Market Index Fund Guy
You’ve heard Art mention his preference for index funds in previous episodes. In this episode, he dives into why he particularly likes total market index funds. Plus, he answers two listener questions about investing. Don’t miss it!
Resources:...
5/7/2025. 33min
Episode 362 | 5 Smart Money Moves For May (College Graduate Edition)
Hey college graduates, it’s time for some smart money moves! In this episode, Art shares practical financial advice for anyone who just earned their college diploma. He also tackles questions like how to start investing and whether a million dollars...
5/5/2025. 33min
Episode 361 | The Student Loan Reckoning Has Arrived. Are You Ready?
Following the government’s recent announcement, student loans are back in the spotlight. Whether you're feeling overwhelmed or ready to face repayment head-on, Art and Matt offer practical guidance to help you move forward with clarity and confidence....
4/30/2025. 38min
Episode 360 | 10 Commonalities of the 20 Best Cheapest Vacation Spots
Are you looking for a cheap and memorable vacation for your family? In this episode, Art shares the top 20 cheap, best vacation destination and their commonalities. Plus, he answers a listener’s question about the budgeting method he prefers. Tune in!...
4/28/2025. 33min
Episode 359 | One Week To Envy-Proof Your Social Media
Do you find your heart slipping into envy when you scroll through social media? Take one week to envy-proof your feed. In this episode, Art shares practical tips to help you reset your social media algorithm and fill your feed with content that...
4/23/2025. 28min
Episode 358 | 9 Big Mistakes College Graduates Make
College graduates—avoid these financial mistakes! Start your financial journey on the right foot by steering clear of nine common pitfalls discussed by Art and Matt in this episode. Plus, they tackle a listener’s question: How can you surprise your...
4/21/2025. 33min
Episode 357 | Rating The Worst Ways To Spend Your Tax Return
Don’t waste your tax return! In this fun episode, Art and Matt rate various ways to spend your tax refund—some smart, some... not so much. They also tackle a listener’s question about how to financially prepare for buying a home. Tune in for plenty of...
4/16/2025. 36min
Episode 356 | Top 10 College Degrees That Actually Make You Money
Looking for a strong return on your college investment? In this episode, Art shares the top 10 bachelor’s degrees with the best ROI. He also answers two listener questions—one about whether a finance degree is worth it, and another about whether...
4/14/2025. 30min
Episode 355 | Don’t Make These Investment Moves! Instead, Do This
The market just tanked! What should you do? In this episode, Art and Matt tell you what NOT to do and provide you with some decisions you should make. Plus, they announce the More Than Money Bracket Challenge winner! Don’t miss it!
Resources:...
4/9/2025. 34min
Episode 354 | You Won’t Regret These 5 Smart Money Moves For April
Welcome to April! This month’s Smart Money Moves are inspired by comments from the More Than Money Facebook Group, where members shared their regretful financial decisions. Get ready for an amazing April with 5 Smart Money Moves!
Resources: ...
4/7/2025. 30min
Episode 353 | Rating 9 Bad Financial Decisions | Guest: Katie Jones
On a scale of 1 to 10, how bad of a financial decision is it to buy a burrito with 'Buy Now, Pay Later'? In this fun episode, Art and Katie rate nine questionable financial decisions. Plus, they tackle a listener's question about whether to pay off...
4/2/2025. 40min
Episode 352 | 6 Big Lessons From Those Who Got Debt-Free
Ready to break free from debt? Many who have successfully navigated the journey to debt elimination share key lessons they learned along the way. In this episode, Art and Matt dive into six crucial insights from those who’ve achieved freedom from...
3/31/2025. 32min
Episode 351 | This Age Group’s Median Salary Is What?
The Bureau of Labor Statistics released data on the median salaries of Americans, revealing a significant gap between what people earn and what they feel is necessary to live comfortably. In this episode, Art shares his thoughts on the findings and...
3/26/2025. 26min
Episode 350 | Taking Out a Loan for Your Next Burrito? DoorDash Partners with Klarna
Have you heard the news? DoorDash has teamed up with Klarna to let customers finance their next burrito order. In this episode, Art shares his thoughts on the partnership and answers a listener's question about asking for a raise at work. You won’t...
3/24/2025. 32min
Episode 349 | Is It Wrong To Participate In The Bracket Challenge? | Guest: Dr. David W. Jones
Is the More Than Money Bracket Challenge wrong? Should Christians play the lottery? Join us as we revisit a thought-provoking interview with Dr. David Jones, where he addresses key questions about Christians and gambling. Plus, stay tuned for the “Ask...
3/19/2025. 37min
Episode 348 | How Do You Balance Working Multiple Jobs?
Trying to balance multiple jobs to make ends meet or reach your next Money Milestone? In this episode, Art and Matt share valuable lessons they have learned along the way. Plus, they answer a listener’s question about the quickest way to increase...
3/17/2025. 31min
Episode 347 | 4 Financial Challenges Facing Pastors Today | Guest: Matt Morvay
Pastors often face significant financial challenges in ministry. In this episode, Art and Matt explore four common financial difficulties that can arise. They also address a listener's question about recognizing the signs of a generous heart....
3/12/2025. 35min
Episode 346 | 4 Smart Money Moves For March
March is the perfect time to make some smart money moves. In this episode, Art shares four savvy financial strategies that could benefit your 2024 taxes. He also addresses the question of whether you should pause retirement contributions to build your...
3/10/2025. 31min
Episode 345 | Automobile Insurance: Higher Deductible Or Higher Premium?
Automobile insurance prices are on the rise! Should you choose a higher deductible to lower your premium, or stick with your current premium to keep your deductible low? In this episode, Art explains when opting for a higher deductible makes sense....
3/5/2025. 27min
Episode 344 | Shocking Stats About Emergency Funds
A recent study found that 42% of American adults lack an emergency fund. In this episode, Art breaks down the study, uncovering other surprising statistics about emergency savings and sharing important tips on what not to use your emergency fund for....
3/3/2025. 34min
Episode 343 | 11 Characteristics Of Sacrificially Generous People
What do sacrificially generous people look like? Which is better—a debt consolidation loan or the debt snowball method? What are some ways to help your child avoid student loan debt? These questions and more are answered in this episode of More Than...
2/26/2025. 33min
Episode 342 | 6 Secrets Of Successful Investors
It's time to demystify retirement investing. In this episode, Art reveals six key lessons he's learned from those who have successfully saved for retirement. Plus, he answers two listener questions—Is there ever a time when someone should not give,...
2/24/2025. 30min
Episode 341 | 4 Signs You SHOULDN’T Lend Money To A Family Member
60% of U.S. adults have lent money to family or friends. But when should you say “no” to a family member asking to borrow money? In this episode, Art shares four key signs that you shouldn’t lend money to a loved one. He also tackles a question about...
2/19/2025. 30min
Episode 340 | 45% Of Disney World’s Guests Need To Leave!
Disney World’s guests are going into debt for their vacation. In this episode, Art shares some shocking statistics and provides tips on how to have a vacation where you can spend money in peace. Plus, he answers a question from a legitimate...
2/17/2025. 33min
Episode 339 | Top Money Moves To Make In Your 40s
Your 40s are key financial years. In this episode, Art shares key money moves to make in your fourth decade of life. Plus, we're excited to debut a new segment: ‘Ask a CERTCFC®!’ Tune in for expert insights you won’t want to miss.
Resources:...
2/12/2025. 35min
Episode 338 | Silence Is Destroying Your Finances & Your Heart
Why is money considered a taboo topic, and what are the consequences of staying silent about it? In this episode, Art highlights six things that occur when we avoid talking about money. Plus, he answers listener questions about removing an adult child...
2/10/2025. 29min
Episode 337 | Tariffs, Generosity, And Budgeting Mistakes! Listener Questions Answered
In this episode, we answer your questions! What should you do if your budget feels too tight to give? What are some common budgeting mistakes to avoid? And what’s the latest on tariffs? Tune in to get all the answers!
Resources:...
2/5/2025. 34min
Episode 336 | 5 Smart Money Moves For February
What smart money moves should you make this month? Using a Valentine’s Day theme, Art recommends moves for your life insurance, high-yield savings account, generosity, and more. Plus, he answers a listener’s question about financial infidelity. Don’t...
2/3/2025. 32min
Episode 335 | Why Am I Spending So Much Money?
Ever wonder why you're spending more than you planned? In this episode, Art dives into the reasons behind it, explores common barriers to controlling spending, and introduces the 7-Day Spending Challenge. Tune in—you won’t want to miss it!
Resources:...
1/29/2025. 31min
Episode 334 | 4 Money Lessons We Can All Learn From Ignorers
The "Ignorer" money personality tends to avoid financial discussions and often lacks awareness about their finances. However, there are valuable lessons we can all learn from them. In this episode, Art shares four key takeaways from Ignorers and...
1/27/2025. 35min
Episode 333 | 5 Ways Investors Will Get In Trouble In 2025
Do you have the "Investor" money personality? If so, there are some temptations you’ll need to watch out for in 2025. In this episode, Art highlights key ways Investors could get into trouble this year. Plus, he answers two important money...
1/22/2025. 27min
Episode 332 | 4 Incredible Strengths Of Spenders
Be encouraged, Spenders! Did you know that the Spender money personality has some incredible strengths? In this episode, Art dives into the strengths of the Spender money personality and provides some ways Spenders can R.E.I.G.N in their spending....
1/20/2025. 34min
Episode 331 | 3 Frustrating Weaknesses Of Savers
Do you have the Saver money personality? Is your spouse a Saver? In this episode, Art dives into the Saver money personality, highlighting some of its potential weaknesses. He also answers a listener's question about when to start saving for a home....
1/15/2025. 33min
Episode 330 | How Much Do I Need To Save For Retirement?
How much does a person need saved for retirement? Why is Money Milestone 6 before Money Milestone 7? In this episode, Art answers a More Than Money Facebook Group member’s question about whether they must hit the 15% retirement savings mark or not....
1/13/2025. 31min
Episode 329 | How To Take Responsibility For Your Life | Guest: Anthony O’Neal
God has entrusted us with finances, family, marriage, friendships, and so much more. One day, we will be held accountable for how we managed these blessings. On this episode, bestselling author, Anthony O’Neal joins Art to discuss his new book and...
1/8/2025. 29min
Episode 328 | 4 Smart Money Moves For January
It’s the start of 2025, and with January here, it’s the perfect time to make some smart money moves. In this episode, Art shares four strategies that will not only improve your finances but also improve your health and spiritual well-being. Don’t miss...
1/6/2025. 28min
2024 Greatest Hits! 6 Financial Numbers Pastors Should Know
What financial numbers should those in ministry be aware of? In this Greatest Hit of 2024, Art provides six important financial numbers for pastors. Plus, he answers questions about housing allowances and the different levels of a church audit.
1/3/2025. 29min
2024 Greatest Hits! 8 Money Milestones vs. Dave Ramsey’s Baby Steps
For today’s Greatest Hit of 2024, Art and Taylor discuss the differences between the 8 Money Milestones and Dave Ramsey’s Baby Steps. Plus, Art briefly discusses the 4% Rule. Don’t miss it!
1/2/2025. 37min
2024 Greatest Hits! The Income A Family Needs To Live Comfortably In The U.S.
For today’s Greatest Hit of 2024, Art breaks down the numbers in an infographic that provides the annual income necessary to live comfortably in the United States.
1/1/2025. 27min
2024 Greatest Hits! 3 Key Ingredients to Building Wealth | Guest: Brian Preston
For today’s Greatest Hit of 2024, we are resharing an episode where Art talks with Brian Preston of the Money Guy Show about the keys to building wealth and his new book, Millionaire Mission. Plus, Brian answers three More Than Money listener...
12/31/2024. 37min
2024 Greatest Hits! 6 Really Bad Investment Mistakes
For today’s Greatest Hit of 2024, we are resharing the episode where Art provides six big mistakes that people make when investing, and he answers a listener’s question about improving their credit score.
12/30/2024. 28min
Episode 327 | End-Of-Year Pitfalls: 6 Financial Mistakes To Avoid
Watch out! Some financial pitfalls may arise from now until the end of the year. In this episode, Art uncovers six common pitfalls and shares tips on how to avoid them. He also answers two listener questions—one about living paycheck to paycheck with...
12/25/2024. 34min
Episode 326 | 6 Shifts That Will Change Your Relationship With Money In 2025
How would you describe your relationship with money? In this episode, Art provides six shifts that can change your relationship over the next twelve months. Tune in!
Resources:
https://www.christianmoneysolutions.com/freeresources...
12/23/2024. 28min
Episode 325 | Get To Know These 5 Enemies Of Financial Health Before 2025
Watch out for these financial enemies in 2025! In this episode, Art invites you into the game film room to break down five common threats to your financial health. Tune in to learn what they are and discover practical strategies for overcoming them,...
12/18/2024. 30min
Episode 324 | Trivia Time! Test Your 2025 Personal Finance Knowledge
How well do you know the 2025 retirement numbers? In this fun and informative episode, Art challenges listeners with trivia questions about 2025 retirement accounts. Plus, he answers two listener questions: one about investing in an Airbnb and another...
12/16/2024. 32min
Episode 323 | How To Spend Your FSA Dollars Before They Go Away
Use it or lose it! For those with FSAs, December 31st is quickly approaching, which means it's time to make the most of your remaining funds. In this episode, Art shares tips on efficiently using your FSA dollars before the deadline. He also answers...
12/11/2024. 28min
Episode 322 | Your 2024 Personal “Financial State of the Union” Workshop
It is time to do your 2024 Financial State of the Union. In this episode, Art walks you through your Financial State of the Union, helping you understand your financial reality. So, download your Financial State of the Union (for FREE!), grab a pen,...
12/9/2024. 31min
Episode 321 | 4 Times When It Is Okay Not To Give
This episode is a bit different from the usual More Than Money podcast! Art discusses moments when it’s actually okay not to give. Plus, he answers two listener questions—one about finding cheap flights and another about credit card rewards. Don’t...
12/4/2024. 25min
Episode 320 | Smart Money Moves For December
It's time for some December money moves! In this episode of More Than Money, Art covers six year-end money moves to make before 2024 ends. From maxing out retirement contributions and spending FSA dollars to setting up your 2025 budget, these moves...
12/2/2024. 29min
Episode 319 | Run From Buy Now, Pay Later This Black Friday!
Buy Now, Pay Later services are on the rise, and experts predict many will turn to them this week. Art sounds the alarm in this episode, offering five key reasons to avoid these services. Get ready for Black Friday shopping with this episode!...
11/27/2024. 31min
Episode 318 | How Every Church Can Have A Stewardship Minister
Did you know that your church can have a stewardship minister? In this episode, Art discusses an exciting new project he's been collaborating on with Church Answers. He also answers a listener's question about saving—specifically, how to determine...
11/25/2024. 31min
Episode 317 | Beware Of These 5 Holiday Scams!
‘Tis the season for scams! In this episode, Art shares eye-opening statistics about fraud in the United States and highlights some scams to watch out for. Plus, he answers a listener's question about a car loan. Don’t miss it!
Resources:...
11/20/2024. 31min
Episode 316 | 30 Ways To Afford The Holidays
The holidays are here—Thanksgiving, Christmas, and New Year's are just around the corner. But how can you enjoy the season without wrecking your budget or going into debt? In this episode, Art shares 30 practical tips to help you navigate the holidays...
11/18/2024. 30min
Episode 315 | 7 Reasons Why It Is Better To Give Than To Get
Jesus said it is better to give than to get. In this episode, Art provides reasons for that and answers a listener’s question. Plus, a More Than Money Facebook group member, David Strege, shares his incredible stewardship story. Don’t miss this great...
11/13/2024. 31min
Episode 314 | Don’t Make These 10 Costly Interview Mistakes
Are you looking for a new job? This is a timely episode for you! Art shares ten interview mistakes in this More Than Money episode that can create a poor first impression. Plus, Art answers a question from our More Than Money (with Art Rainer)...
11/11/2024. 34min
Episode 313 | How To Prepare Your Finances For A New President
With the presidential election behind us, how should you prepare your finances for the next president? In this episode, Art provides five words to help guide your finances through the next four years. Plus, he answers a listener’s question about a...
11/6/2024. 28min
Episode 312 | 5 Smart Money Moves For November
What smart money moves should you be making this month? This month, Art provides five smart money moves to consider making and answers a question about whether passive income is unbiblical. Tune in!
Resources:
http://www.8moneymilestones.com/...
11/4/2024. 32min
Episode 311 | Yikes! Robinhood Announces Election Betting Service | Guest: Taylor Standridge
Robinhood announced that people can now use their platform to bet on the election. This is concerning. In this episode, Taylor Standridge joins Art to discuss the Robinhood announcement, https://www.faithfi.com/shop/sparrows, and Halloween candy....
10/30/2024. 39min
Episode 310 | We Are Answering Your Money Questions! | Guest: Katie Jones
Will the 8 Money Milestones help with my financial stress? When should parents start saving for college? Art is joined by Katie Jones to answer your money questions. Don’t miss it!
Resources:
http://www.8moneymilestones.com/...
10/28/2024. 34min
Episode 309 | Will God Consider Me A Bad Steward If I Buy Stuff I Want? | Guest: Dr. David W. Jones
Will God consider me a bad steward if I buy stuff I want? Is it wrong to give with the expectation that God will provide for me? And does betting on a football game go against the Bible? More Than Money favorite Dr. David W. Jones joins Art to answer...
10/23/2024. 40min
Episode 308 | He Went Through A Hurricane To Help Others | Guest: Dr. Sam Rainer
What is it like to experience a hurricane? Dr. Sam Rainer, a pastor, went through a hurricane so that he and some church members could help those impacted by the storm. In this episode, he shares his story about generously caring for his church and...
10/21/2024. 36min
Episode 307 | My Spouse Is A Disney Adult! What Should I Do?
What do you do when your spouse wants to go to Disney World? How much should you spend on hobbies when going through the 8 Money Milestones? And how does a person stay motivated during the 8 Money Milestones? These questions and more are answered in...
10/16/2024. 30min
Episode 306 | Have You Started Your Legacy Letter? | Guest: Scott Ferguson
Have you started on your legacy letter? Scott Ferguson joins Art in this episode to discuss estate planning and legacy letters. Plus, Art answers a listener’s question about whether getting a 30-year mortgage is a bad move. Don’t miss it!
Resources:...
10/14/2024. 34min
Episode 305 | My Fiancé Wants A Prenup. What Should I Do?
What do you do if your fiancé wants a prenup, and do they align with God’s design for marriage? Art answers those questions, plus questions about guest pastor’s honorariums and how to manage your money right after you graduate college. Don’t miss it!...
10/9/2024. 27min
Episode 304 | 4 Super Surprising Expenses For Retirees
We know that medical expenses tend to increase during retirement. However, those are not the only expenses that can surprise retirees. In this episode, Art shares four other surprising expenses for retirees. Plus, he answers a few money questions from...
10/7/2024. 30min
Episode 303 | 5 Smart Money Moves For October
What money moves should you make this month? In this episode, Art shares strategies that will better both your financial and physical health. Plus, he answers questions about how to use a year-end bonus and when to consider refinancing your mortgage....
10/2/2024. 30min
Episode 302 | Should I Tithe Off My Social Security Check?
Should a person tithe off their Social Security check? Is it recommended that a spouse open a separate account for surprise gifts? And how can you help those impacted by Hurricane Helene? Tune in to find out!
Resources:...
9/30/2024. 31min
Episode 301 | Custodial Roth IRA Or 529 Plan For My Child?
Is it better for parents to contribute to their child’s custodial Roth IRA or a 529 Plan? Can a pastor’s housing allowance exceed their salary? And is it acceptable for a parent to give money to one child and not the other? Tune in for this...
9/25/2024. 26min
Episode 300 | 10 Things A Speaker Should Tell College Students About Money
What would you tell a group of college students about money? In this episode, Art shares highlights from a talk he gave at Charleston Southern University and answers two important money questions asked by students afterward. Don’t miss it!
Resources:...
9/23/2024. 34min
Episode 299 | Should I Sell My Stocks To Pay Off Debt?
It’s time to dive into some listener questions! Should you sell your stocks to pay off debt? When is it okay to allocate some fun money in your budget? And what are some tips for running a marathon? Wait a minute—wasn’t this supposed to be a finance...
9/18/2024. 26min
Episode 298 | 8 Biggest Financial Health Destroyers In America
Have you begun your financial health journey? Be on the lookout for these financial health destroyers. In this episode, Art reveals eight major threats to financial well-being and addresses listeners' questions about job loss and the Essential...
9/16/2024. 27min
Episode 297 | 6 Secrets Of People Who Paid Off Debt Fast
How did they manage to pay off their debt so quickly? In this episode, Art reveals the secrets behind rapid debt payoff. Plus, he addresses questions about the fiscal policies proposed by presidential candidates and offers advice for those who feel...
9/11/2024. 34min
Episode 296 | The AP (Well, AR) Top 5 Debt Payoff Strategies
In the spirit of college football rankings, Art shares the top strategies for paying off debt. He also answers questions about the debt snowball method and offers tips for getting started with long-distance running. Don’t miss this engaging episode!...
9/9/2024. 28min
Episode 295 | 4 Smart Money Moves For September
What money moves should you make this month? In this episode, Art shares four smart financial moves to consider, highlights five excellent high-yield savings account rates, and answers a question from the More Than Money Facebook group about HSAs....
9/4/2024. 27min
Episode 294 | Back To School! Money Milestone 8
We’re going back to the basics with the 8 Money Milestones! In this episode, Art covers the final Money Milestone by discussing our generosity portfolio and some tips for how to make it to Money Milestone 8. Don’t miss it!
Resources:...
9/2/2024. 28min
Episode 293 | Back To School! Money Milestone 7
We’re going back to the basics with the 8 Money Milestones! In this episode, Art covers saving for college, paying off your mortgage, and getting rid of church debt. Tune in to this helpful episode!
Resources:
http://www.8moneymilestones.com/...
8/28/2024. 31min
Episode 292 | Back To School! Money Milestones 5 & 6
We’re going back to the basics with the 8 Money Milestones! In this episode, Art covers setting up your emergency fund, saving for retirement, and whether you should have your emergency fund ready before buying a house. Don’t miss it!
Resources:...
8/26/2024. 29min
Episode 291 | Back To School! Money Milestone 4
We’re going back to the basics with the 8 Money Milestones! In this episode, Art reveals new statistics on Christians and debt, explains what the Bible says about debt, and guides you on how to create an effective debt snowball. Don’t miss it!...
8/21/2024. 32min
Episode 290 | Back To School! Money Milestones 2 & 3
We are going back to the basics by discussing the 8 Money Milestones! In this episode, Art discusses getting your minor emergency fund going and taking advantage of your employer match. Plus, Art answers a listener’s question about her employer’s...
8/19/2024. 29min
Episode 289 | Back To School! Money Milestone 1
Curious about what to do with your money right from the start? Join us as we dive into the essentials of biblical financial management in a new series, where we'll break down the 8 Money Milestones. In this episode, we kick off with Milestone 1....
8/14/2024. 34min
Episode 288 | 6 Financial Numbers Pastors Should Know
What financial numbers should those in ministry be aware of? Can a personal loan repayment for house repairs count toward a minister’s housing allowance? What are the different levels of a church audit? Tune in to this MTM episode to find out!...
8/12/2024. 29min
Episode 287 | 8 Money Moves If You Are Worried About A Recession
The headlines are filled with speculation about an impending recession. If you are concerned about a recession, this is the episode for you. Art provides 8 money moves to make that will increase your confidence and help you weather an economic...
8/7/2024. 31min
Episode 286 | 4 Smart Money Moves For August
What money moves should you make this month? What are some of the best high-yield money market interest rates right now? This More Than Money is packed, from tax-free holidays to National Cheap Flight Day to eliminating debt.
Resources:...
8/5/2024. 27min
Episode 285 | Retirement For Military Spouses | Guest: Lacey Langford
Those in the military have Thrift Savings Plans (TSP). But what about the spouses of those in the military? Should they save for retirement, and how? In this episode, military finance expert Lacey Langford joins Art to discuss retirement for military...
7/31/2024. 30min
Episode 284 | Deploying Dollars: Money Strategies For Military Families On The Move | Guest: Lacey Langford
Military families face unique financial challenges. In this episode, Lacey Langford, an expert on military family finances, joins Art to discuss managing money during the many transitions military families experience. Plus, Art answers a listener’s...
7/29/2024. 30min
Episode 283 | 5 Reasons To Start Your Generosity Journey Today
It is time to check off Money Milestone 1! In this episode, Art shares why you must knock out Money Milestones one as soon as possible. Plus, questions about checking account balances, budgeting apps, and the 8 Money Milestones program are answered. ...
7/24/2024. 26min
Episode 282 | 10 Companies That Pay For College
What companies will help cover some or all their employees’ tuition expenses? What is the difference between a CERTCFC® and a CKA®? Can non-owners of a 529 plan get a tax deduction for their contributions? These questions are answered in today’s More...
7/22/2024. 25min
Episode 281 | Your Investment Strategy For The Next President
During every election cycle, questions arise about the best investment strategy amidst uncertainty. In this episode, Art shares his recommended approach and answers three questions from the More Than Money Facebook group.
Resources:...
7/17/2024. 29min
Episode 280 | 6 Surprising Reasons To Give To Your Church This Summer
Don’t forget to give this summer! In this episode, we explore the importance of maintaining our generosity during the summer months and look at compelling reasons to continue supporting your church. Additionally, Art addresses a common question about...
7/15/2024. 30min
Episode 279 | Why 2024 Will Be The Year Investing Becomes Easier For You
Do you think investing is too complex or complicated? Have the perceived complexities hindered your investing? You are not alone. In this episode, Art shares why 2024 will be the year investing becomes easier for you.
Resources:...
7/10/2024. 27min
Episode 278 | 7 Reasons Why You Stink At Budgeting
Are you struggling to maintain a budget? We all do at some point. In this episode, Art provides seven reasons you may find it difficult to keep a budget. Plus, Art answers a dad’s question about paying for his daughter’s college.
Resources:...
7/8/2024. 31min
Episode 277 | 5 Things To Know When Budgeting For Parenthood
Are you planning on having children? If so, there are some things you need to know about your future budget. In this episode, Art discusses five things new parents need to know about budgeting and answers two listener questions.
Resources:...
7/3/2024. 30min
Episode 276 | 6 Smart Money Moves For July
We're midway through 2024, making it the perfect time to focus on smart money moves! In this episode, Art explores crucial aspects of your finances that warrant a review. Additionally, Art explains the basics of a 403(b) plan and offers guidance on...
7/1/2024. 30min
Episode 275 | Summer’s Shocking Money Stats
Forty-three percent of Christians used a buy now, pay later service. In this episode, Art reveals several shocking money stats and lessons we can learn from them. Join us for an eye-opening discussion on money management and more.
Resources:...
6/26/2024. 27min
Episode 274 | 17 Ways To Save Money This Summer
Discover seventeen ways to save money this summer, including several different “gotcha expenses” that can derail your budget and some websites that help you find cheap flights. Plus, a listener wants to know where he should put the money for a down...
6/24/2024. 30min
Episode 273 | Why Net Worth Skyrockets After $100,000
Something amazing starts to happen after you reach the $100,000 net worth mark, and it is because of compounding. In this episode, Art shares why reaching the $100,000 net worth mark is so important and answers a few listener questions.
Resources:...
6/19/2024. 32min
Episode 272 | 5 Money Lessons I Learned From My Dad
Happy Father’s Day! In this episode, Art provides five money lessons he learned from his dad. Plus, he answers questions about a timeshare deal and raising money for a mission trip. Don’t miss it!
Resources:...
6/17/2024. 29min
Episode 271 | 7 Ways To Make Some Extra Cash This Summer
How can you make some extra cash this summer? Can you contribute to a 529 Plan, get the tax deduction, and use the money to pay off your student loan? Is private Christian school worth the cost? An index fund or mutual fund? We answer a lot of...
6/12/2024. 32min
Episode 270 | 8 Money Milestones vs. Dave Ramsey’s Baby Steps
What is the difference between the 8 Money Milestones and Dave Ramsey’s Baby Steps? In this episode, Art and Taylor answer a listener’s question about the differences. Plus, Art briefly discussed the 4% Rule.
Resources:...
6/10/2024. 37min
Episode 269 | 4 Smart Money Moves For June
It's June, and it's the perfect time for some smart money moves. In this episode, Art shares insightful ideas for managing your resources this month. Plus, he answers two listener questions, providing practical advice and valuable tips.
Resources:...
6/5/2024. 29min
Episode 268 | Top 10 Automobiles Most Likely To Last 200,000 Miles
Are you looking for an automobile that will last a few hundred thousand miles? We look at a list of the top ten automobiles to last 200,000 miles, and the automobiles on the list may surprise you. Plus, Art answers two listener questions—one about...
6/3/2024. 33min
Episode 267 | 5 Reasons To Be Optimistic For Today’s High School Graduates
Today's high school graduates have reason to be optimistic about their financial futures. In this episode, Art explores five reasons for this optimism. The episode also includes two listener questions and an explanation of the Rule of 72.
Resources:...
5/29/2024. 30min
Episode 266 | 6 Financial Concern For Today’s High School Graduates
Many students are graduating high school this month. While their future is bright, there are some financial concerns. In this episode, Art discusses six financial concerns for today’s graduates and answers listener questions about when to have the...
5/27/2024. 31min
Episode 265 | 4 Signs You Are Struggling With Money Dysmorphia
Money dysmorphia is a relatively recent term. It occurs when someone’s perception of their financial situation does not match reality. In this episode, Art provides some signs that you may be struggling with money dysmorphia and then answers two...
5/22/2024. 31min
Episode 264 | The Income A Family Needs To Live Comfortably In The U.S.
Have you seen the infographic that provides the annual income necessary to live comfortably in the U.S.? Did the numbers seem a little high? In this episode, Art breaks down the numbers from the infographic and then answers two listener questions. ...
5/20/2024. 27min
Episode 263 | 5 Reasons More Christians Are Needed In The Financial Industry
We need more men and women who are following God to enter the financial industry. In this episode, Art provides five reasons why this is the case and helps a listener navigate some bad financial advice. Plus, Art discusses the difference between “I...
5/15/2024. 28min
Episode 262 | 3 Big Dangers Of Budgeting | Guest: Chad Clark
Proceed with caution when budgeting. Yes, there are some dangers of budgeting, and Chad Clark of FaithFi joins Art to discuss them. Plus, money questions about saving, generosity, and investing are answered in this episode.
Resources:...
5/13/2024. 35min
Episode 261 | 3 Key Ingredients To Building Wealth | Guest: Brian Preston
What are the key ingredients to building wealth? In this episode, Art talks with Brian Preston of the Money Guy Show about the keys to building wealth and his new book, Millionaire Mission. Plus, Brian answers three More Than Money listener questions....
5/8/2024. 37min
Episode 260 | 4 Smart Money Moves For May
Learn four smart money moves for this month! Find out why your credit report matters for your finances, but it's not everything. Take on a challenge to be more generous for 60 days. And think about how to adjust your summer vacation budget. Tune in to...
5/6/2024. 32min
Episode 259 | Top Used SUVs Under $20,000
In this episode of the More Than Money podcast, we delve into the world of affordable transportation solutions. Can you purchase an SUV for under $20,000? What do you do when hit with predatory lending? And what are some good, cheap car rental...
5/1/2024. 28min
Episode 258 | Top High Yield Savings Account Rates Today
This episode covers four listener questions: Should people stop their retirement savings to buy an SUV? Is purchasing a Tesla a smart money move? What are the best high-yield savings account rates right now? And how can a person stop overspending?...
4/29/2024. 36min
Episode 257 | Smart Money Moves For Those In Their 30’s
Your financial decisions in your 30s carry significant weight. Join us as we dive into smart money strategies tailored to this pivotal decade. We also sit down with Scott Hendren, the More Than Money Bracket Challenge winner. Tune in for a fun and...
4/24/2024. 35min
Episode 256 | Where Does the Bible Say I Should Give? Your Kingdom Investment Portfolio | Guest: Jim Wise
Have you ever wondered if the Bible directs us where to give? It does. In this episode, Art interviews Jim Wise about his research on the topic. They discuss where to give, our Kingdom investment portfolios, and Disney World! Jim also answers...
4/22/2024. 46min
Episode 255 | Retirement Recovery: How To Catch Up On Your Retirement Savings
Are you ever caught staring at your retirement savings, wondering how you'll reach the point where working for income becomes optional? Are you aware that you should be saving more but feel lost on where to begin? In this episode, Art offers insights...
4/17/2024. 32min
Episode 254 | Student Loan Debt For Seminary?
Should a seminary student take out a student loan? Drawing from questions posed on the More Than Money Facebook page, Art discusses whether taking out a student loan is a prudent investment in ministerial training. Additionally, Art answers a question...
4/15/2024. 36min
Episode 253 | I’m Upside Down On My Truck. What Should I Do?
In this podcast episode of More Than Money, Art talks about what to do if you owe more money on your car than it's worth. If you're in this situation, Art explains why it happens and gives simple advice on what you can do about it. Art also tells a...
4/10/2024. 27min
Episode 252 | We’re Talking Biola University & Whole Heart Finances | Guest: Dr. Shane Enete
In this episode of More Than Money, we spotlight Biola University's distinctive program for aspiring financial professionals. Join host Art as he sits down with Dr. Shane Enete to delve into the intricacies of this innovative, biblically-based...
4/8/2024. 36min
Episode 251 | Is Robinhood’s New Gold Card Worth It?
Join us on this episode of More Than Money as we dive into the latest buzz surrounding Robinhood's new credit card, the Gold Card. You've probably seen advertisements touting its rewards, but are they truly worth it?
Resources:...
4/3/2024. 27min
Episode 250 | Should A Minister Opt Out Of Social Security?
Yes, ministers can opt out of Social Security. But is this an ethical or even financially wise decision? In this episode, Art discusses the ethical and financial factors of doing so. Plus, he answers a bivocational pastor’s question about saving for...
4/1/2024. 27min
Episode 249 | Is There Such A Thing As “Good Debt?”
In this episode, a listener raises a thought-provoking question: Is there such a thing as 'good debt'? Join Art as he dives into this topic, exploring insights from the Bible regarding debt and sharing his perspective on the term 'good debt'."...
3/27/2024. 32min
Episode 248 | Looking For A High-Yield Savings Account? We Got You
Are you in search of a high-yield savings account? Wondering about your ideal mortgage payment? Curious if a DAF is the right choice for your generosity? Tune in to this episode where we address three listener questions and dive into the MTM Bracket...
3/25/2024. 29min
Episode 247 | Guard Your Financial Health Against Gambling
We're tackling your financial questions in this episode! From saving for college to navigating gambling, exploring budgeting apps, and strategizing debt repayment post-layoff, we've got you covered. This episode delves into a wide array of topics to...
3/20/2024. 32min
Episode 246 | 4 Tips To Get Through The Debt Snowball Grind
Are you feeling like your financial health journey is taking too long? Do you wonder if you will achieve the next Money Milestone? In this episode, Art shares suggestions on how to navigate the grind. Additionally, Art addresses a question from the...
3/18/2024. 31min
Episode 245 | 6 Really Bad Investment Mistakes
The market has been hot so far, and many people who were on the sidelines have started to become interested in investing. In this episode, Art provides six big mistakes that people make when investing and answers a listener's question about improving...
3/13/2024. 28min
Episode 244 | 6 Ways Parents Can Teach Kids About Missions | Guest: Meredith Cook
As parents who want our children to love God and the things of God, it is important that we teach our children about missions. In this episode, Art talks with author Meredith Cook about her new children’s book and how parents can teach their kids...
3/11/2024. 32min
Episode 243 | Enjoy My Money Now, Or Save For Retirement?
Should you save 15% (Money Milestone 6) for retirement or enjoy that money now? After reading a few books and watching some videos, a listener is wondering whether saving for the future is the right move. On this episode, Art answers this question and...
3/6/2024. 27min
Episode 242 | 4 Smart Money Moves For March
It's time to make a few smart money moves this month. In this episode, Art provides insights into four crucial financial decisions you should consider. Additionally, he addresses questions concerning Bitcoin and the debt snowball strategy.
Resources:...
3/4/2024. 31min
Episode 241 | Smart Money Moves For Those In Their 20's
Don’t overlook what you can accomplish in your 20s. Financially, your 20s can be a significant decade. In this episode, Art explores some smart money moves those in their 20s can make. Plus, he answers a question from the MTM Facebook group....
2/28/2024. 29min
Episode 240 | 3 Moves To Make Before You File Your 2023 Taxes
If you haven't filed your taxes yet, this episode is designed with you in mind. Explore smart financial moves that you can still make before April 15 to gain a tax advantage. These actions have the potential to lower the amount of taxes you owe....
2/26/2024. 31min
Episode 239 | Standard Or Itemized Deduction For My Taxes?
It's time to kick off your tax preparations! A More Than Money listener wants to dive into the details of standard and itemized deductions. What exactly are they, and how can she determine the best fit for her situation? Art provides insights into...
2/21/2024. 30min
Episode 238 | How To Have Family Fun On A Tight Budget
Are you examining your budget and considering ways to enjoy quality time with your family during spring break or the summer months? Does the budget appear too restrictive for family fun? In this episode, Art offers valuable insights on creating...
2/19/2024. 28min
Episode 237 | When Is The Right Time To Invest?
Mark got a bonus at work and is thinking about what to do with the extra money. He wonders if he should invest it now or wait for the market to go down. Art gives advice on Mark's situation and also answers a question from a listener about whether...
2/14/2024. 27min
Episode 236 | How To Invest With A Small Budget
Investing for the future is a wise decision, but it may pose challenges when working with a limited budget. The prospect of investing with a smaller financial scope might seem daunting, leading to questions about whether it is even worth it. In this...
2/12/2024. 34min
Episode 235 | Does Money Milestone 6 Apply If I Have A Pension?
Money Milestone 6 suggests allocating 15% towards retirement. But what about individuals with pensions? In this episode, Art delves into navigating Milestone 6 in the context of having a pension, addressing a question about the taxation of pensions,...
2/7/2024. 31min
Episode 234 | 4 Smart Money Moves For February
What money moves should you make in February? In this episode, Art discusses fun money conversations to have with your spouse, tax prep, current CD rates, and leading an 8 Money Milestones group. Plus, three listener questions are answered....
2/5/2024. 33min
Episode 233 | How A Season Mindset Helps You Pay Off Debt Faster
A season mindset is powerful for paying off debt. What is a season mindset and how can it help you crush debt more quickly? In this episode, Art discusses the season mind and answers a listener question about debt. Get ready to pay off your debt more...
1/31/2024. 24min
Episode 232 | 7 Top Budgeting Tips For 2024
Navigating the challenges of budgeting? You're not alone! Join us in this episode as Art shares crucial insights for mastering the art of budgeting in 2024. Discover essential tips to set up your budget for a year of financial wisdom and savvy...
1/29/2024. 34min
Episode 231 | Smart Money Moves For Teenagers
Don't overlook the power of the teenage years when it comes to making savvy financial decisions. In this episode, Art guides us through the intelligent money moves teenagers can make and how to position themselves as future millionaires.
Resources:...
1/24/2024. 31min
Episode 230 | How Do I Choose Where To Give?
As Christians, our financial priority is generosity. But where are we to give? In this episode, Art answers a common question about generosity by walking throuPrgh three levels of giving. This episode will help you be more thoughtful with your...
1/22/2024. 29min
Episode 229 | Special Episode: 8 Money Milestones Is Live!
The 8 Money Milestones program is now available. In this special episode, Art talks about the history and heart behind the 8 Money Milestones and the program. Get ready to help people discover and pursue God’s design for money.
Resources:...
1/17/2024. 28min
Episode 228 | Why You Should Care About Your Net Worth (And Why You Shouldn’t Care) | Guest: Greg McEvoy
Is net worth something you should care about? It is. But we need to be careful where it falls on our list of financial priorities. On this episode, Art’s long-time friend, Greg McEvoy, joins him to talk marathon races and net worth. Tune in for a fun...
1/15/2024. 36min
Episode 227 | How To Tell Your Friends That You Cannot Afford Something
Do you find yourself in a different financial situation than your friends? How do you handle it when they consistently invite you to activities or events that are beyond your budget? In this episode, Art addresses this dilemma and delves into saving...
1/10/2024. 32min
Episode 226 | Help! Cutting The Budget Is No Longer Cutting It
What lessons learned from running a marathon can be applied to getting out of debt? What do you do when you have a bare-bones budget but still live paycheck-to-paycheck? In this episode, Art covers both of those topics.
Resources:...
1/8/2024. 29min
Episode 225 | 4 Smart Money Moves To Make In January
It is the beginning of the month and the beginning of the year. You know what that means. It is time to go after some smart money moves. In this episode, Art provides four smart money moves for you to make in January, and he answers a listener...
1/3/2024. 27min
Episode 224 | 24 Reasons Why You Will Get Financially Healthier In 2024
Happy New Year! Are you ready to get financially healthier in 2024? Of course, you are ready. In this fun episode, Art provides 24 reasons why your finances will look different by the end of this year.
Resources:...
1/1/2024. 38min
2023 Greatest Hits! We Found Your New Budgeting App! | Guest: Chad Clark
A budget app can be incredibly helpful. But there are a lot of budget apps out there, each with their strengths and weaknesses. Which one should you go with? In this Greatest Hit of 2023, Art talks with Chad Clark of FaithFi about their organization...
12/29/2023. 33min
2023 Greatest Hits! 33 Practical Tips to Fix Your Finances
For today’s Greatest Hit of 2023, Art provides 33 practical ways to fix your finances. Let this episode give you some ideas on how to better steward your money in 2024. So, get a pen and paper ready. There is a lot covered in a short period of time.
12/28/2023. 41min
2023 Greatest Hits! Should I Leave Equal Inheritances For Each Child? | Guest: Jim Wise
For today’s Greatest Hit of 2023, we are providing the interview where Jim Wise discusses legacy planning—what will happen to the resources God has entrusted to us when we die. It is such a thoughtful, biblically rich interview, we had to reshare it.
12/27/2023. 44min
2023 Greatest Hits! 4 Strategies To Increase Your Financial Margin
For today’s Greatest Hit of 2023, we are resharing an episode where Art provides four strategies for increasing your financial margin. A lot of people liked this episode. So, if you are trying to figure out how to create some increased cash flow for...
12/26/2023. 38min
2023 Greatest Hits! Pay Off My Mortgage? Seriously? | Guest: George Kamel
For today’s Greatest Hit of 2023, we are resharing the episode were Art talks with Ramsey personality, George Kamel, about how he paid off his mortgage and why you should do the same.
12/25/2023. 37min
Episode 223 | What Mission Are You Chasing In 2024?
2024 is almost here! In this episode, we talk about identifying the missions you will chase this coming year and how to ensure you don’t waste your FSA dollars before December 31.
Resources:...
12/20/2023. 29min
Episode 222 | It’s Time To Do Your Financial State Of The Union! | Guest: Matt Morvay
It is time to do your Financial State of the Union! In what has become an annual tradition, Matt Morvay joins Art to tell his inspiring story and talk about the Financial State of the Union. Art and Matt also answer a question from a wife who wants to...
12/18/2023. 46min
Episode 221 | 5 Words That Will Change Your Finances Forever
In this episode, Art Rainer addresses two listener questions: one on the fundamental keys to financial health and another on Bitcoin. Join us for practical insights and guidance on improving your financial situation and a quick, fun discission about...
12/13/2023. 28min
Episode 220 | Investing In Airbnb Properties Before Paying Off Debt?
Should you purchase and Airbnb property before paying off credit card balances and car loans? A listener wants to know. This question, alongside three others covering rental properties, health insurance, and mortgage payoffs, is addressed by Art in...
12/11/2023. 32min
Episode 219 | 5 Steps To Driving Your Dream Car
What aspirations do you have that advance your God’s Kingdom? Could your vehicle potentially hinder your pursuit of these dreams? In this episode, Art redefines the concept of a dream car and outlines five steps to steer yourself towards achieving it....
12/6/2023. 29min
Episode 218 | 6 Smart Money Moves To Make In December
December spending often leads to increased debt in the upcoming year for numerous individuals and couples. In this episode, Art provides 6 smart money moves to make, including debt avoidance. Seize this month’s opportunity to enhance your financial...
12/4/2023. 25min
Episode 217 | ‘Tis The Season For Housing Allowance Preparation!
It’s that time of the year—time for housing allowance preparation. In this episode, Art walks through some important facts and strategies that can help ministers maximize their housing allowance. Plus, Art answers a listener question about parsonages....
11/29/2023. 32min
Episode 216 | Can My Toddler Save For Retirement With A Roth IRA?
Can my baby really start saving for retirement with a Roth IRA? We have two Roth IRA questions in this episode. One is about a Custodial IRA, and the other is about using a Roth IRA for college expenses. Plus, we introduce the “A Generous December’...
11/27/2023. 30min
Episode 215 | This Is Your Must-Listen Black Friday Episode!
Black Friday is upon us! In this episode, Art provides five tips for navigating Black Friday. Plus, he answers three listener questions, including one about financial counseling. Are you wanting to avoid debt this holiday season? Don’t miss this...
11/22/2023. 31min
Episode 214 | 5 Hard Financial Truths You Need To Learn Sooner Than Later
Eventually, you must learn some hard financial truths. If you don’t, learn these truths, they will continue to cause you financial pain. Don’t worry, this episode will not make you feel bad about yourself. In fact, you may be inspired to take that...
11/20/2023. 32min
Episode 213 | American Consumer Debt Problems & Economic Bust Preparation
Some recent statistic about American consumer debt were recently released. In this episode, Art shares the data and provides his thoughts on the numbers. Art also talks about how to prepare your finances turbulent times.
Resources:...
11/15/2023. 35min
Episode 212 | We Found Your New Budgeting App! | Guest: Chad Clark
Are you looking for a new budgeting app to help you stay on track? We have good news for you. FaithFi has an incredible budgeting app that can meet your budgeting needs. In this episode, Art talks with Chad Clark from FaithFi about the heart of their...
11/13/2023. 33min
Episode 211 | Cracking The Code Of Financial Harmony For Savers & Spenders
Are you a Spender married to a Saver? Are you a Saver married to a Spender? Do you experience conflict over money in your relationship? This episode is for you. In this episode, Art discusses the Saver and Spender money personalities and provides how...
11/8/2023. 33min
Episode 210 | 8 Must-Know Money Tips For Busy Families
Between work, kids, and church, life can get busy. Unfortunately, money management often takes a back seat during the busyness. How can you manage your money well when things are a little crazy? In this episode, Art provides 8 must-know money tips for...
11/6/2023. 31min
Episode 209 | 5 Smart Money Moves To Make In November
November is here, and it is the perfect month to make a few smart money moves. In this episode, Art encourages you to pray about your finances, wrap up your holiday spending plan, enroll in your employee benefits, determine you 2024 housing allowance...
11/1/2023. 22min
Episode 208 | 8 Important Money Questions To Ask Yourself Every Week
Do you need to become for mindful about money? Sometimes, the presence of financial struggles is caused by the absence of mindfulness. Nurturing a conscientious approach to your finances can help you better steward the financial resources God has...
10/30/2023. 31min
Episode 207 | Is Buying An Older, Cheaper Car Really A Smart Money Move?
Is getting a used, older car really a smart money move? What about potential repairs. On this episode, Art discusses a recent statistic on subprime auto borrowers and why buying a used car with cash is a great decision.
Resources:...
10/25/2023. 27min
Episode 206 | My Boyfriend Wants Me To Have Good Financial Habits Before Getting Engaged
We received a different kind of money question for this episode. A woman’s boyfriend is wanting her to develop some better financial habits before he proposes. Understandably, she has a few questions about the situation.
Resources:...
10/23/2023. 28min
Episode 205 | 2 Things That Every Household Must Have!
67% of American do not have an estate plan. In this episode, Art talks about two things that every household must have—an emergency binder and a will. Art walks through both tools and answers a More Than Money Facebook Group member’s question about...
10/18/2023. 34min
Episode 204 | Is Money Milestone 5 Biblical?
Is saving for the future biblical, or does it indicate a lack of trust in God’s provision? In this episode, Art discusses the difference between hoarding and wisely saving for the future. Plus, he answers a More Than Money Facebook group member’s...
10/16/2023. 32min
Episode 203 | How To Tackle Christmas Spending With The Gift Of Budgeting
35% of Americans took on debt to pay for their holiday purchases last year. We don’t want that for you. In January, we want you to be filled with great Christmas memories, not great spending. In this episode, Art discusses how to tackle Christmas...
10/11/2023. 28min
Episode 202 | How Can I Buy A House With A Minister’s Salary?
A minister finds himself desiring to buy a house, but his salary makes it difficult. What should he do? Another listener wants to know if he should take out a $500 loan to help pay for a car. Art answers both questions on this episode.
Resources:...
10/9/2023. 33min
Episode 201 | 5 Smart Money Moves For October
It’s officially October and time to make some smart money moves. In this episode, Art provides five money moves to make this month and answers a listener question from a nanny who has maxed out her Roth IRA and is looking for another way to save for...
10/4/2023. 28min
Episode 200 | The Student Loan Pause Puzzle
Should you put your undergraduate student loan payments on pause while taking graduate courses? What is the best option for college savings? In this episode, Art answer some money questions from an event in Mobile, Alabama.
Resources:...
10/2/2023. 28min
Episode 199 | Help! I’m Generous To A Fault!
Can you be generous to a fault? Art was at Redemption Church in Mobile, Alabama where they held a live money Q&A. In this episode, Art answers some of the missed questions from that event, including one from someone who says they are generous to a...
9/27/2023. 28min
Episode 198 | 10 Secrets Of Debt-Free People
How do people get debt-free? How do they stay debt-free? If you are wanting to know what debt-free people do, this episode is for you. In this episode, Art shares ten secrets of debt-free people.
Resources:...
9/25/2023. 29min
Episode 197 | Don’t Save For A Down Payment Until You Do This
When should you start saving for a down payment on a home? In this episode, Art answers a listener’s questions about when and how to save for a down payment while walking through the 8 Money Milestones.
Resources:...
9/20/2023. 29min
Episode 196 | The Economy Is Tanking! Should I Start Saving Instead Of Paying Off Debt?
A long-time More Than Money listener is concerned about the economy and wonders if increasing his emergency fund instead of paying off his car loan is the wiser move. In this episode, Art walks everyone through the 8 Money Milestones and answers the...
9/18/2023. 34min
Episode 195 | Sinking Funds Are A Gamechanger
Sinking funds are a gamechanger for your financial health. In this episode, Art talks all things sinking funds—what are they, and how do you set them up? By the end of the episode you will be ready to implement this game changing strategy for your...
9/13/2023. 30min
Episode 194 | Should I Use My Emergency Fund To Pay Off My Mortgage?
Being mortgage-free is an incredible accomplishment. After all, it is Money Milestone 7. We want you to find yourself in a place where you no longer have a house payment. But should you use your emergency fund to pay off your mortgage? Art answers...
9/11/2023. 29min
Episode 193 | 5 Must-Ask Questions For This Fall
Cooler weather. College football. PSL. The signs of fall are starting to appear. What should you be doing with your money over the next few months? In this episode, Art provides 5 must-ask questions for the fall.
Resources:...
9/6/2023. 27min
Episode 192 | I Lost My Job. What Do I Do Next?
A listener has lost their tech job, and he is concerned. What steps should he take next? In this episode, Art provides some guidance for him and others who find themselves in a similar situation.
Resources:...
9/4/2023. 36min
Episode 191 | Money In The Light Of Eternity
Does your heart long to be a part of something greater than yourself? God’s most ambitious mission is ready for you to join. In this special episode, Art shares from his new book, “Money in the Light of Eternity.” When you follow God’s design for your...
9/1/2023. 18min
Episode 190 | Art, Talk Me Out Of Getting A Car Lease!
A car lease is bad news for financial health. In this episode, a listener asks Art to talk her out of getting a car lease. Art does his best by explaining how a car lease works, why people get them, and why she should avoid them.
Resources:...
8/30/2023. 31min
Episode 189 | Why Didn’t They Tell Me About These Home Costs?
The costs associated with homeownership go way beyond the mortgage payment. In this episode, Art talks about some of those expenses they don’t tell you about. Plus, Art answers a listener question about whether a 20% down payment is really necessary....
8/28/2023. 29min
Episode 188 | How Do I Get My Spouse To Care About Our Finances?
God has designed married couples to be one in all areas, including their finances. What does a husband or wife do when their spouse just doesn’t care about the household finances? Art answers that question in this More Than Money episode.
Resources:...
8/23/2023. 29min
Episode 187 | 33 Practical Tips To Fix Your Finances
We have a long way to go and a short time to get there in this episode! During this episode, Art cover 33 practical tips to help you take the next step on your financial journey.
Notes:
- Pray about your finances.
- Automate your generosity.
- Make...
8/21/2023. 40min
Episode 186 | To Rent Or To Buy, That Is The Question!
Is owning a home actually better than renting? There has been some debate over it recently. In this episode, Art provides the argument vs renting and homeownership an gives his thoughts on the matter. Plus, a listener is considering an adjustable-rate...
8/16/2023. 26min
Episode 185 | Mastering Retirement Saving With Limited Income
Is retirement savings for those with higher incomes? Is it possible to save for retirement with limited income? In this episode, Art provides hope for those who are trying to save for retirement with modest earnings.
- Stop assuming you must have a...
8/14/2023. 32min
Episode 184 | 4 Ways To Ruin Your Retirement Plan
We want you to live more generously during your retirement years. In this episode, Art discusses four ways to retirement plans get derailed, or never even started.
- Leaving your 401k plan on autopilot.
- Not getting your company match.
- Not paying...
8/9/2023. 27min
Episode 183 | 5 Smart Money Moves For August
Welcome to August! In this episode, Art walk through some money moves you should consider this month.
- Take advantage of tax-free days for school supplies.
- Take advantage of the last month for no-interest student loans.
- Declutter.
- Prepare for...
8/7/2023. 24min
Episode 182 | ABLE Accounts & Paying Off Debt With Roth IRA?
What is an ABLE account? In this episode, Art talks about ABLE accounts for the first time and answers a listener question about withdrawing money from a Roth IRA to pay off her debt.
Resources:
http://christianmoneysolutions.com/freeresources...
8/2/2023. 27min
Episode 181 | 10 Big Financial Mistakes People Regularly Make
Are you making some big financial mistakes? In this episode, Art covers some of the biggest financial mistakes he sees. Plus, Art answers a listener question about 401(k) withdrawals.
Notes:
- Not giving.
- Not budgeting.
- Accumulating debt.
- Not...
7/31/2023. 33min
Episode 180 | Best High Yield Savings Account Rates Right Now
You should be taking advantage of current high yields savings account rates right now. In this episode, Art provides the top high yield savings account rates for July.
Notes:
- TotalDirectBank, 5.2%
- CFG Bank, 5.17%
- Western State Bank, 5.15%
-...
7/26/2023. 29min
Episode 179 | 5 Signs You May Have A Scarcity Mindset
A scarcity mindset is simply fearing there are not enough resources available. This can impact your finances and relationships in a significant way. I this episode, Art discusses 5 signs that you may have a scarcity mindset.
Notes:
- You regularly...
7/24/2023. 28min
Episode 178 | Cracking The Code On The Best Time To Purchase Your Next Home | Guest: Jordan Hall
Interest rates are higher, and the housing market is tight. Is now the right time to buy a house? In this episode, Art talks with Jordan Hall about the housing market and whether now is the right time to purchase a home.
Resources:...
7/19/2023. 31min
Episode 177 | Discover 6 Affordable Vacation Gems For Ministers
This is for all the thrifty ministers out there! In this episode, Art provides six vacation spots where ministers can receive significant discounts. Ministers, you can take (and afford) a vacation!
Notes:
- Quiet Waters Ministries (qwaters.org)
-...
7/17/2023. 32min
Episode 176 | 5 Smart Money Moves For July
We are halfway through the year. How are things going? This is a great month for a check-up. In this episode, Art provides five smart money moves that you should consider making this month.
Resources:
http://christianmoneysolutions.com/freeresources...
7/12/2023. 25min
Episode 175 | Igniting Global Impact By Holding The Rope For Missionaries | Guests: Chuck Lawless & Jeremy Berger
This is the heartbeat of the MTM podcast. We want to see you get financially healthy for the sake of advancing God’s Kingdom. In this episode, Art talks with Chuck Lawless and Jeremy Berger about “holding the rope” for missionaries. Get ready to be...
7/10/2023. 30min
Episode 174 | Maximizing The Sinking Fund Potential In An HSA
A MTM listener wants to know if she should use her HSA to save for her son’s hearing aids. In this episode, Art walks listeners through HSAs, sinking funds, and how they can help you prepare for future medical expenses.
Resources:...
7/5/2023. 28min
Episode 173 | When Should I Get A Financial Advisor?
A MTM listener is trying to determine whether they need a financial advisor. In this episode, Art provides guidance regarding when to get a financial advisor and what to look for.
Notes:
Question #1: Are you a fiduciary?
Question #2: Tell me about...
7/3/2023. 30min
Episode 172 | 34 Crazy Statistics About Debt, Retirement, Generosity & Financial Literacy
Stat overload! Do you find yourself desiring to live like everyone else? In this episode, Art shares a lot of financial health statistics that may make you rethink the standard you are chasing.
Resources:...
6/28/2023. 33min
Episode 171 | How To Budget (And Avoid Debt) With Inconsistent Income
Do you have inconsistent income? This one is for you. In this episode, Art walks through how you can better plan irregular income and avoid debt.
Notes:
- Establish a baseline and average monthly income.
- Establish base line and average monthly...
6/26/2023. 23min
Episode 170 | I’m House Poor. What Should I Do?
Have you found yourself in a position where your home is eating up a massive portion of your budget, where every dollar seems to go toward your home? In this episode, Art talks about what to do in this situation. Art also discusses how to leverage...
6/21/2023. 29min
Episode 169 | Joint Accounts & Prenups
Let’s talk marriage and money. In this episode, Art hits on two big topics—joint accounts and prenups, what they communicate and whether a couple should or should not have them.
Notes:
What joint accounts can communicate:
- Joint accounts...
6/19/2023. 34min
Episode 168 | 10 Best Cars Under $10,000
Are you searching for a cheaper automobile to avoid an automobile loan? This episode is for you. In this packed episode, Art discusses the most and least reliable automobile brands, great cars under $10,000, and what to do if you are broke and need a...
6/14/2023. 32min
Episode 167 | 401(k) Or Roth IRA?
So, you’re ready to start saving for retirement. Great! In this episode, Art answers a common question, “Which should I do first, my 401(k) or a Roth IRA.” Art also discusses why getting the company match should take place before paying off debt....
6/12/2023. 26min
Episode 166 | 5+1 Effective Generosity Teaching Tactics For Children
As parents, we want to raise our children to be generous, reflecting God’s generosity to others. In this episode, Art and Taylor discuss why we care about raising generous children and provide some generosity teaching tactics for parents.
Notes:
-...
6/7/2023. 38min
Episode 165 | 5 Smart Money Moves For June
Welcome to warmer weather! It’s June and time for some smart money moves. In this episode, Art discusses five money moves that you should consider making this month.
Notes:
1. Pay attention to student loan news.
2. Plan a no-spend, no-screen summer...
6/5/2023. 23min
Episode 164 | Big News About Student Loans! What Should You Do Next?
It looks like student loan payments will start back up soon. How did we get here, and what should you do next?
Resources:
http://christianmoneysolutions.com/freeresources
https://www.facebook.com/groups/721493032051073...
5/31/2023. 27min
Episode 163 | 5 Harsh Money Realities High School Graduates Need To Learn Quickly
Did your child recently graduate high school? They are about to face some harsh money realities. In this episode, Art provides five money realities that high graduates need to learn quickly.
Notes:
1. Your college money decisions will have...
5/29/2023. 30min
Episode 162 | The 5 People You Need On Your Financial Journey (And 1 You Don’t)
You are ready to start your journey toward financial health for the sake of living and giving generously. Be careful with whom you surround yourself. In this episode, Art discusses the five people you need on your financial journey and the one to...
5/24/2023. 32min
Episode 161 | Do You Need A Certified Christian Financial Counselor (CertCFC)? | Guest: Courtney Markley
A recent study revealed that 26% of adults do not have anything they can turn to for trusted financial guidance. On this episode, Art talks with Courtney Markley about her work as a Christian Financial Counselor.
Resources:...
5/22/2023. 30min
Episode 160 | Should I Include Student Loans In My Debt Snowball?
Money Milestone 4 is to pay off all debt except for your mortgage, and we recommend using the debt snowball method. Should you include student loan in your debt snowball? And should you pay off your student loans before building your emergency fund or...
5/17/2023. 32min
Episode 159 | Tons Of Budget-Friendly Family Vacation Destinations
Are you looking for a vacation destination that will leave you with memories and not debt? From San Diego to Great Wolf Lodge, Art and Taylor provide some top, budget-friendly summer vacation spots to consider.
Resources:...
5/15/2023. 32min
Episode 158 | Gen Z Will Regret Not Making These Money Moves
Gen Z has an amazing opportunity to get started on the right stewardship foot. What money moves will Gen Z regret not making? In this episode, Art and Taylor discuss six of them.
Notes:
- Not learning about money and God’s design for it.
- Not...
5/10/2023. 32min
Episode 157 | 6 Smart Money Moves For May
What money moves do you need to make in the month of May? Art and Taylor provide six smart money moves you won't regret making. Plus, they spend some time discussing artificial intelligence.
Notes:
- Find a high-yield savings account.
- Use your...
5/8/2023. 30min
Episode 156 | I’m Anxious About Money. What Do I Do? | Guest: Dr. Sarah Rainer
Do money worries keep you up at night? Do you find yourself anxious about money? In this episode, Art talks with his wife, Dr. Sarah Rainer, about how to address money anxiety through the lens of Scripture.
Notes:
http://www.raleighkids.com/...
5/3/2023. 28min
Episode 155 | How Gen Z Can Avoid Getting Fired During Their First 30 Days
A recent study showed that 74% of managers say Gen Z is more difficult to work with than other generations. Almost one-third said they had fired a Gen Z employee within 30 days. Here are some suggestions on how Gen Z can avoid getting fired.
Notes:...
5/1/2023. 31min
Episode 154 | Don’t Buy Your Forever Home!
Looking for your forever home? Be careful. It may become a burden instead of a blessing. In this episode Art walks through with homebuying process and warns us about buying a “forever home.”
Notes:
6 Steps for Buying a Home:
Step 1: Determine your...
4/26/2023. 32min
Episode 153 | Millennials’ Debt Situation Is Getting Worse
A recent study demonstrated that Millennials’ debt situation has grown faster than other generations. In this episode, Art and Taylor talk about the financial and emotional impact this may be having on Millennials and what Millennials can do about it....
4/24/2023. 32min
Episode 152 | The “2023 Money Book Draft” Picks Are In!
What books made the team? Art and Taylor put together their team of favorite money books. And we want to know who you think put together the better team, and what books were left out.
Taylor’s team:
-...
4/19/2023. 35min
Episode 151 | Don’t Use Your Tax Refund For These Things!
This episode was a fun group effort from those on our social media platforms. In this episode, our listeners provide some unwise ways to spend a tax refund and some smart ways to spend those dollars.
Resources:...
4/17/2023. 26min
Episode 150 | Should I Leave Equal Inheritances For Each Child? | Guest: Jim Wise
Should a parent leave equal inheritances for each child? Jim Wise, author of Inheritolatry, discusses with Art about what the Bible says regarding this and other important issue relating to estate planning.
Notes:
- Inequality is permitted.
-...
4/12/2023. 43min
Episode 149 | 5 Smart Money Moves To Make In April
What money moves should you make this month? Hint: Taxes are due! In this episode, Art and Taylor discuss five smart money moves to make in April. Plus, they discuss the improbable win by Taylor in the MTM Bracket Challenge.
Notes:
- Seriously, pay...
4/10/2023. 33min
Episode 148 | Sleep More To Spend Less (And Make More)
Are you tired? Your lack of sleep may be impacting your finances. In this episode, Art and Taylor encourage you to get some sleep so you will spend less and make more.
Notes:
- A lack of sleep makes you feel worse about yourself.
- A lack of sleep...
4/5/2023. 26min
Episode 147 | Simple Secrets Of Intentional Givers
Do you want to be more intentional with your generosity? In this episode, Art and Taylor discuss some practices of intentional givers. Listen and take a step toward becoming a more intentional giver.
Notes:
- Intentionally generous people are in...
4/3/2023. 29min
Episode 146 | What Is The Best Way To Save For College?
As parents know, college is expensive. So, what is the best way to save for college? In this episode Art and Taylor talk about their favorite college savings tool, the 529 Plan.
Notes:
- Take care of your finances first before taking care of your...
3/29/2023. 28min
Episode 145 | Is It Okay For Christians To Skip Taxes When They Disagree With Their Use? | Guest: Dr. David W. Jones
Do you agree with how the government spends your tax dollars? Most have some disagreement with their use. But what about when you feel the dollars are going toward something unbiblical? In this episode, Art talks with financial ethicist, David Jones...
3/27/2023. 32min
Episode 144 | When Should I Put Money Into My Roth IRA?
A listener wants to know if it is better to put a lump sum into his Roth IRA at the beginning or end of the year. Art’s answer becomes, not just about Roth IRAs, but emergency funds as well.
Notes:
- Your emergency fund should be a relatively...
3/22/2023. 23min
Episode 143 | Is My Bank Going Under This Week?
There are a lot of concerns surrounding banks and FDIC coverage. In this episode, Art and Taylor walk through what happened with Silicon Valley Bank and whether you should be worried about your bank. Plus, they help you determine whether your deposits...
3/20/2023. 29min
Episode 142 | I Was Greedy. Now, I Help Others Live Generously! | Guest: Andrew McNair
Andrew McNair was after one thing—riches. But then God got a hold of him. Now, he has a new perspective on money and helps others live generously. In this episode, Art talks to Andrew about his story, and answers a money question about church debt....
3/15/2023. 28min
Episode 141 | 4 Strategies To Increase Your Financial Margin
Over 60% of Americans are living paycheck-to-paycheck. Needless to say, most Americans need to find ways to increase their financial margin. In this episode, Art and Taylor discuss four different strategies to do just that.
Notes:
Strategy 1#:...
3/13/2023. 37min
Episode 140 | What Should I Do With My Old 401(k)? | Guest: David Sandhu
On average, Americans change jobs twelve times during their lifetime. If you are leaving an employer, what should you do with your 401(k)? In this episode, David Sandhu joins Art to discuss four options for your old 401(k).
Notes:
Option 1: Cash...
3/8/2023. 29min
Episode 139 | 4 Smart Money Moves For March
What should you be doing this month? In this episode, Art and Taylor provide some smart money moves you should be making in March and answer a listener’s question about Money Milestone 6.
Notes:
- Finish your taxes.
- Submit for FSA reimbursements....
3/6/2023. 35min
Episode 138 | These 7 Money Stats Will Make You Stop Keeping Up With The Joneses
Do you find yourself constantly chasing the standard of living supposedly experienced by your neighbors and Facebook friends? Well, everything might not be as it seems with your friends. In this episode, Art shares seven stats that will make you...
3/1/2023. 24min
Episode 137 | 5 Forces That Are Shaping The New Retirement Years
The retirement years are looking different than they did for prior generations. In this episode, Art walks through a recent report that identified five major forces that are starting to shape current and future retirement years.
Resources:...
2/27/2023. 30min
Episode 136 | Don’t Save For A Down Payment…Yet
It can take a while to save for a house purchase’s down payment. So, when should you start saving for one? In this episode, Art and Taylor discuss the ideal time to start setting aside money for your next home purchase.
Resources:...
2/22/2023. 35min
Episode 135 | What Is This CertCFC Thing Everyone Keeps Talking About?
We keep talking about the CertCFC program. What in the world is it, and is it right for you? In this episode Art and Taylor talk about the program, and Taylor shares what he likes (and doesn’t like) about the program.
Resources:...
2/20/2023. 33min
Episode 134 | Pay Off My Mortgage Early? Seriously? | Guest: George Kamel
Pay off my mortgage early? You are kidding, right? We’re not. In this episode, Art talks with Ramsey Personality, George Kamel, about how he paid off his mortgage early.
Resources:
http://www.christianmoneysolutions.com/...
2/15/2023. 37min
Episode 133 | Building A Budget You & Your Spouse Can Agree Upon | Guest: Sarah Rainer
What better way to celebrate Valentine’s Day than to have a budgeting conversation with your spouse? In this episode, Sarah Rainer joins Art to talk about creating a budget that builds marital unity, not division. Plus, you learn about one of Art’s...
2/13/2023. 30min
Episode 132 | Look Out! A Big Change Is Coming For 529 Plans | Guest: David Sandhu
The recently signed SECURE Act 2.0 was created to significantly improve retirement savings options. But it didn’t just impact retirement accounts. If you are a parent with kids going college, you will want to listen to this episode. David Sandhu, a...
2/8/2023. 29min
Episode 131 | 5 Smart Money Moves To Make In February
For many, February is that cold month that you just must get through. This episode will encourage you not to waste this month, but instead, use it to better your financial health and consider something fun, like your next vacation!
Resources:...
2/6/2023. 25min
Episode 130 | Generosity That Changes The World | Guest: Chris Winkler
God is using regular men and women to reach the lost around the world. In this episode, Art has an inspirational conversation with Chris Winkler of Wycliffe Bible Translators. This episode will motivate you to get financially healthy for the sake of...
2/1/2023. 37min
Episode 129 | What Can Derail Your Finances In 2023?
We are about to wrap up the first month of 2023, and we want you to finish what you started this year. In this episode, Art and Taylor discuss six things that can derail your finances this year. Listen, enjoy, and stay on track in 2023.
-...
1/25/2023. 37min
Episode 128 | Ask These Questions When Building Your Financial Blueprint
A financial blueprint (also known as a budget) is an essential tool to get you financially healthy and to better leverage your resources for the advancement of God’s Kingdom. In this episode, Art and Taylor provide five questions you should ask when...
1/18/2023. 40min
Episode 127 | Save $1,500 In 30 Days
Money Milestone 2 is to save $1,500 for a minor emergency. Knock it out in thirty days with these five suggestions from Art.
Notes:
1. Eliminate unused subscription services.
2. Sell stuff.
3. Don’t eat out for 30 days.
4. Get a side gig.
5. Build a...
1/11/2023. 33min
Episode 126 | How To Crush 2023!
In this episode, Art shares some suggestions that can help you have a financially healthy and generous year. Plus, Art answers a listener question about their church’s debt.
Notes:
- Develop a Kingdom vision for your finances.
- Identify where you...
1/4/2023. 30min
2022 Greatest Hits! 5 Secrets Of Financially Healthy People
How does someone get and remain financially healthy? In this episode, Art and Taylor reveal five secrets of financially healthy people. Plus, Art talks about his marathon race…way too much. You will find yourself learning and laughing throughout this...
12/30/2022. 33min
2022 Greatest Hits! What Is God’s View On Wealth? | Guest: John Cortines
What is God’s view on wealth? Why should I stop asking, “How much should I give?” Is it okay to decrease my giving? On this episode, author of God and Money, John Cortines, joins Art to help think through what God says about money.
Listener...
12/29/2022. 31min
2022 Greatest Hits! Student Loan Forgiveness & The Bible | Guest: Dr. David W. Jones
President Biden announced his student loan forgiveness plan, and many people have an opinion on the decision. On this episode, Art and Taylor talk with Dr. David Jones, a biblical financial ethicist, about how to view the government’s announcement...
12/28/2022. 48min
2022 Greatest Hits! Overcome The Buy Now, Pay Later Temptation | Guest: George Kamel
The usage of buy now, pay later services is rapidly growing. This is a problem. On this episode, Art talks with Ramsey Personality, George Kamel, about the financial dangers of these services and how to overcome the buy now, pay later temptation....
12/27/2022. 37min
2022 Greatest Hits! Keep A Mortgage For Tax Savings? | Guest: Andy Hill
Should you keep a mortgage for tax savings? Many ask this question. On this episode, Art talks with Andy Hill about why paying off your mortgage is usually worth no longer having the tax deduction.
Listener Question:
Get a 10% return or pay off...
12/26/2022. 31min
Episode 125 | 5 Big Money Blunders People Make During The Christmas Season
Christmas is the celebration of Jesus’s birth. Unfortunately, it is also a time when people can make some poor financial decisions. In this episode, Art provides five of the biggest money blunders he sees during the Christmas season.
Notes:
4...
12/21/2022. 35min
Episode 124 | Spend Your FSA Dollars Before They Disappear!
Employees forfeit approximately three billion dollars in Flexible Savings Account (FSA) contributions each year. According to the Employee Benefit Research Institute, 40% of employees give up some portion of their FSA contributions, losing...
12/14/2022. 34min
Episode 123 | Your Financial State Of The Union
A Financial State of the Union helps you understand your financial reality. And there is no better time to consider your financial reality than now. In this episode, Art and Taylor discuss the six parts to a Financial State of the Union.
Notes:...
12/7/2022. 32min
Episode 122 | 7 Steps For Financial Freedom During Challenging Times | Guest: Ron Kelley
Are you wondering how to experience financial freedom? In this episode, Art talks with Ron Kelley about the seven steps Ron recommends people consider taking, even during financially challenging times.
Resources:
More Than Money Facebook Group...
11/30/2022. 35min
Episode 121 | From Debt To Living Generously | Guest: Tammy Gipson
Tammy Gipson and her husband were once in debt. Now, they are debt-free and living generously. In the inspiring episode, Art talks with Tammy about her financial and generosity journey.
Resources:
More Than Money Facebook Group | Join here:...
11/23/2022. 31min
Episode 120 | Reduce College Expenses Through Dual Enrollment | Guest: Dr. Scott Pace
Are you familiar with dual enrollment? It can save you or your child a significant amount of money for college. In this episode, Art talks with Dr. Scott Pace about dual enrollment and its financial benefits.
Resources:
More Than Money Facebook...
11/16/2022. 31min
Episode 119 | Get Control Of Your Finances
Do your finances feel out of control? Is every month a struggle? In this episode, Art and Taylor provide seven suggestions for getting control of your finances.
Notes:
1. Confess any wrongs to God.
2. Change your mental intake.
3. Get a plan....
11/9/2022. 35min
Episode 118 | Oops! 8 Ways People Are Wasting Money Today
Are you wasting money? Many unknowingly waste hundreds of dollars every year. In this episode, Art walks through eight common ways people waste money. Plus, he answers a listener’s question about retirement account rollovers.
Resources:
The...
11/2/2022. 30min
Episode 117 | 5 Shocking Automobile Purchase Stats
If you haven’t noticed, things are pretty crazy in the automobile market. In this episode, Art discusses five shocking automobile purchase stats and answers a money question from a listener in Kenya.
Resources:
More Than Money Facebook Group |...
10/26/2022. 29min
Episode 116 | 4 Ways To Overcome Discontentment | Guest: Roy Vargas
Hebrew 13:5 tells us to be content with what we have. In this episode, Art talks with Roy Vargas about his incredible financial journey and how to find real contentment.
Resources:
More Than Money Facebook Group | Join the group here:...
10/19/2022. 36min
Episode 115 | 8 Important 401(k) Questions Answered | Guest: Jeremy Keil
Do you have a question about 401(k)s? You are not alone. In this episode, Art and Jeremy Keil answer some of the most common 401(k) questions.
Resources:
More Than Money Facebook Group | Join the group here:...
10/12/2022. 31min
Episode 114 | From Debt To Adoption (An Inspirational Story) | Guest: Jennifer DeFrates
Jennifer and her husband were hindered by debt. So, they decided to do something about it, getting rid of their debt and putting themselves in the financial position to adopt a child. Be inspired by Jennifer’s story, and learn from her experience....
10/5/2022. 31min
Episode 113 | Secrets To Maximizing Your Employer Benefits | Guest: Robby Scholes
Are you getting the most out of your employer benefits? Are you paying for benefits you don’t need? In this episode, Art Rainer and Taylor Standridge are joined by Robby Scholes to discuss the secrets to maximize employer benefits.
Resources:...
9/28/2022. 37min
Episode 112 | They Eliminated $46k Of Debt In One Year! | Guest: Matthew Morvay
They Morvays paid off $46,000 in one year! This is an amazing story with some important lessons learned. Listen to it and be inspired to take the next step in your financial journey.
Notes:
Your Financial State of the Union:
1. Review your...
9/21/2022. 28min
Episode 111 | 4 Dangers Of Not Being On The Same Financial Page With Your Spouse
God has designed married couples to operate as one. What happens when couples are not on the same financial page? In this episode, Art discusses some dangers couples could run into if they lack oneness in their finances.
Notes:
1. Potentially...
9/14/2022. 38min
Episode 110 | 4 Reasons To Stop Envying Your Neighbor’s New Car
You can smell the new car scent from your house. Your neighbor has a new car, and you are jealous. In this episode, Art discusses why you should stop envying your neighbor’s car. Plus, he talks about how you can get your automobile sinking fund going...
9/7/2022. 36min
Episode 109 | Student Loan Forgiveness & The Bible | Guest: Dr. David W. Jones
President Biden announced his student loan forgiveness plan, and many people have an opinion on the decision. On this episode, Art and Taylor talk with Dr. David Jones, a biblical financial ethicist, about how to view the government’s recent...
8/31/2022. 49min
Episode 108 | Is FIRE (Financial Independence, Retire Early) Unbiblical?
In this episode, Art and Taylor talk about the FIRE movement—Why some think it is unbiblical, and whether they’re right. Plus, they answer a listener question about investing instead of paying off a car loan.
Resources mentioned:
The Essential...
8/24/2022. 37min
Episode 107 | How Much Should I Give? | Guest: Dr. Thom Rainer
In this episode, Art and Taylor ask Thom Rainer several listener questions about generosity, including questions about amounts to give, church benevolence, stewardship ministries, and more.
Resources mentioned:
Church Answers University | Learn...
8/17/2022. 35min
Episode 106 | 6 Reasons To Pay Off Your Mortgage
Should you pay off your mortgage? Art discusses six reasons why he and his family paid off their mortgage.
Notes:
1. Return isn’t everything.
2. Reduced interest paid.
3. Increased cash flow.
4. Increased peace of mind.
5. One of...
8/10/2022. 27min
Episode 105 | How God Uses Money To Reveal Our Hearts | Guest: Paul David Tripp
In this episode, Art revisits his interview with Paul David Tripp about how Scripture shines a light on the real reasons we struggle with money, and why we don’t fix debt with a budget.
Listener questions answered:
When one adult child is a...
8/3/2022. 26min
Episode 104 | Should My Church Take Out A Loan?
Are you still anti-crypto? Should my church take out a loan? In this episode, Art and Taylor answer these questions. Plus, they talk about how ridiculously hot it is in Texas right now.
Listener questions answered
Are you still anti-crypto?...
7/27/2022. 32min
Episode 103 | How Can I Afford A Car?
Average new car prices and new car payments are at an all-time high. How can someone afford to purchase a car these days? If this episode, Art shares his recommended steps for purchasing a car with cash.
Listener questions answered:
Our church...
7/20/2022. 33min
Episode 102 | 3 Financial Questions Pastors Frequently Ask
Pastors and ministers enter ministry for the mission, not the money. In this episode, Art answers some common questions pastors frequently ask, mostly relating to housing allowances.
Listener questions answered:
How much housing allowance...
7/13/2022. 26min
Episode 101 | The 8 Money Milestones
After a conversation with a financial counseling client, Art realized he needed to talk more about the 8 Money Milestones. In this episode Art walks through your guide to financial health for the sake of living generously.
Notes:
8 Money...
7/6/2022. 33min
Episode 100 | Is it Okay For Me To Want More Money & Things?
A listener asks, “Is it okay for me to want more money and things?” On this episode, Art and Taylor dive into this question. Plus, Art and Taylor discuss some of their favorite More Than Money episodes.
Notes:
1. God owns everything.
2. We...
6/29/2022. 34min
Episode 99 | Is It Okay For Me Not To Include My Wife On The Mortgage?
We are big on joint accounts for married couples. But is it okay for only one spouse to be on the mortgage? Art and Katie answer this listener question and another listener question about compensating church staff.
Notes:
Significant Changes...
6/22/2022. 31min
Episode 98 | Should I Rent Or Buy In My New City?
In this episode, Art and Taylor consider a listener’s question about renting or buying in their new city. In addition, Art provides some suggestions for how to have a great staycation this summer.
Notes:
7 Ways to Ensure a Great Staycation...
6/15/2022. 39min
Episode 97 | 3 Shocking Statistics You Need To Know
In this episode, Art shares three surprising statistics and the lessons we can learn from them. Art also answers a listener question about buying a dog.
Notes:
More money will not fix bad money habits.
Don’t let the market determine your...
6/8/2022. 29min
Episode 96 | Making Giving Easier & More Fun? | Guest: Bob Lotich
How can you make giving easier and more fun? In this episode, Art talks with author Bob Lotich about net worth, spending more on what you enjoy, and making giving easier. Plus, Art answers a couple of listener questions.
Listener questions:
Do...
6/1/2022. 32min
Episode 95 | Should I Invest In Sin Stocks? | Guest: Dr. David W. Jones
How does our faith influence our investing? Should you invest in vice or sin stocks? What about index funds with sin stocks in them? On this episode, Art talks with Dr. David Jones, a financial ethicist, about ethical investing.
Resources...
5/25/2022. 30min
Episode 94 | How To Reduce Money Arguments With Your Spouse
Money arguments are common in marriages. How can you and your spouse reduce these blow ups? In this episode, Art helps a listener think through this question.
Notes:
1. Remember God’s design for marriage.
2. Acknowledge God didn’t entrust you...
5/18/2022. 30min
Episode 93 | 3 Financial Decisions That Will Hurt Your Marriage
Financial infidelity is on the rise. How can you protect your marriage? In this episode, Art, Katie, and Taylor discuss three financial decisions married couples must avoid.
Notes:
Marriage Destroyer #1: Separate accounts.
Marriage Destroyer...
5/11/2022. 38min
Episode 92 | 5 Teachings That Will Change Everything
You and your money were meant for more. In this episode, Art shares five teachings found in Scripture that positively alter your relationship with money. If taken seriously, these teaching can change everything.
Notes:
1. God owns everything....
5/4/2022. 35min
Episode 91 | How To Stop Spending So Much Money
Have you been known to overspend? If so, this episode is for you! Overspending creates significant financial problems. On this episode, Art and Taylor talk about how to rein in your bad spending habits.
Notes:
1. Really believe that money...
4/27/2022. 38min
Episode 90 | 8 Money Lessons I Learned From Running a Marathon
Training and running a marathon provides many lessons that apply to our financial journeys. In this episode, Art talks about eight lessons he learned that will help you get financially healthy. Plus, Art answers a couple of listener questions....
4/20/2022. 42min
Episode 89 | 5 Lies That Are Keeping You From Financial Health
Stop believing the lies! There are several lies that, if believed, will keep you from getting and remaining financially healthy and, ultimately, experiencing God’s design for your money. In this episode, Art and Taylor discuss five of the lies....
4/13/2022. 31min
Episode 88 | Should I Quit My Job?
On this episode, Art and Katie discuss a question from a financially struggling teacher. She wonders if quitting her current job and jumping into a higher paying profession is the right move for her.
Resources mentioned:
Find More Money | Buy...
4/6/2022. 39min
Episode 87 | 5 Secrets Of Financially Healthy People
How does someone get and remain financially healthy? In this episode, Art and Taylor reveal five secrets of financially healthy people. Plus, Art talks about his recent marathon race…way too much. You will find yourself learning and laughing...
3/30/2022. 34min
Episode 86 | What Is My Net Worth & Why Is It So Important?
On this episode, Art and Taylor talk about a person’s net worth—what it is, how to calculate it, and how to increase it. Plus, they answer a listener question about selling a car in this crazy automobile market.
Listener question:
I have a 2018...
3/23/2022. 38min
Episode 85 | Are You Ready For Student Loan Payments To Restart?
Student loan repayment starts back up on May 1. Are you ready? In this episode, Art gets you prepared for your student loan payment.
Listener Question:
Should I buy a home in this crazy market?
Resources mentioned:
The Essential Emergency...
3/16/2022. 30min
Episode 84 | How Do I Budget With All This Crazy Inflation?
The financial world is a little crazy right now. The stock market has been down while inflation has been up. Let’s not even start talking about gas prices. What are we to do? In this episode, Art discusses how to avoid making emotionally driven...
3/9/2022. 36min
Episode 83 | Is Saving For Retirement Hoarding? | Guest: John Rinehart
God has designed you for generosity. In this episode, Art talks with John Rinehart of Gospel Patrons about giving as a community. Plus, Art answers a few listener questions, like “Is saving for retirement hoarding?”
Listener Question:
Is Saving...
3/2/2022. 35min
Episode 82 | Keep A Mortgage For Tax Savings? | Guest: Andy Hill
Should you keep a mortgage for tax savings? Many ask this question. On this episode, Art talks with Andy Hill about why paying off your mortgage is usually worth no longer having the tax deduction.
Listener Question:
Get a 10% return or pay off...
2/23/2022. 31min
Episode 81 | Overcome The Buy Now, Pay Later Temptation | Guest: George Kamel
The usage of buy now, pay later services is rapidly growing. This is a problem. On this episode, Art talks with Ramsey Personality, George Kamel, about the financial dangers of these services and how to overcome the buy now, pay later temptation....
2/16/2022. 38min
Episode 80 | How To Pay Off Debt With Limited Income
Debt is a burden. You desperately want to get rid of it, but your income is limited. What do you do? In this episode, Art talks about how you can increase your financial margin to pay off debt more quickly.
Listener Question:
How much housing...
2/9/2022. 33min
Episode 79 | Guard Yourself Against These 4 Pricing Strategies
Various pricing strategies surround you every time you walk into a store. In this episode, Art talks about four pricing strategies that you need to guard yourself against. Plus, Art answers a few listener questions.
Listener Question:
1. Debt...
2/2/2022. 33min
Episode 78 | 13 Companies That Pay For College
Did you know that there are companies out there that will pay for some or all of an individual’s college tuition? In this episode, Art shares thirteen of those companies. He also answer a couple of listener questions.
Listener Question:
Should I...
1/26/2022. 36min
Episode 77 | What Is God’s View On Wealth? | Guest: John Cortines
What is God’s view on wealth? Why should I stop asking, “How much should I give?” Is it okay to decrease my giving? On this episode, author of God and Money, John Cortines, joins Art to help think through what God says about money.
Listener...
1/19/2022. 32min
Episode 76 | Should I Refinance My Car Loan?
Should you refinance your car loan? How can I achieve my goals for 2022? How much should I save for college? In this episode, Art answers several of your money questions.
Listener Questions:
How can I do a better job of keeping my New Year’s...
1/12/2022. 29min
Episode 75 | How To Get Your Spouse On Board With Being Debt-Free | Guests: Melissa & Murphey Stewart
Money is the number one issue married couples argue about. In this episode, Art talks with Melissa and Murphey Stewart about their debt-free journey and how to get your spouse on board with eliminating debt.
Notes:
1. Discuss your “Why.”
2. Have...
1/5/2022. 38min
Greatest Hits of 2021! Should A Pastor Pay Off Their Mortgage? | Guest: Dr. Thom Rainer
It is New Year’s Eve. We hope you had a wonderful 2021. This week, we are closing out 2021 by playing, some of our greatest hits from the past year. This episode is the fifth and final greatest hit. In the episode, Art talks with Dr. Thom Rainer about...
12/31/2021. 41min
Greatest Hits of 2021! 3 Must-Know Financial Tools | Guest: Robby Scholes
It’s almost New Years. This week, we are closing out 2021 by playing some of our greatest hits from the past year. This episode is the fourth of our greatest hits from 2021. It caught a lot of traction with our listeners. In the episode, Art and Robby...
12/30/2021. 30min
Greatest Hits of 2021! 5 Ways to Be a Terrible Steward | Guest: Dr. Chuck Lawless
This week, we are closing out 2021 by playing some of our greatest hits from the past year. These are episodes that we and our listeners loved. One of the most faithful stewards we know is Dr. Chuck Lawless. He’s the real deal. And in this episode,...
12/29/2021. 36min
Greatest Hits of 2021! Should You Give Money to The Homeless Man at The Traffic Light? | Guest: Dr. David W. Jones
We are closing out 2021 by playing some of our greatest hits from the past year. And man, this one was a big episode. In this episode, Art asks Dr. David W. Jones, a financial ethicist, some common but difficult questions.
Listener questions...
12/28/2021. 36min
Greatest Hits of 2021! How To Budget for A Family Of 10 | Guests: Jimmy and Kristin Scroggins
We are doing something different this week. We decided to close out 2021 with some of our greatest hits from the past year. So, from now until Friday, we will share with you one episode that we and the More Than Money listeners loved. This first...
12/27/2021. 31min
Episode 74 | Your Financial State Of The Union? | Guest: Matthew Morvay
You need to know your financial reality, and we have the tool to help you do just that. On this episode Art talks with Matthew Morvay about the Financial State of the Union.
Notes:
1. Review your generosity.
2. Review your cash.
3. Review your...
12/22/2021. 38min
Episode 73 | Is It Okay For A Christian To Buy A Beach House? | Guest: Dr. David W. Jones
Given the needs in the world, how should Christians think through their spending on material things? Is it okay for a Christian to have nice things, like a beach house? Dr. David W. Jones helps us consider questions like this.
Notes:
Is it okay for...
12/15/2021. 35min
Episode 72 | How To Flip Lawnmowers & Avoid Student Loan Debt | Guest: David Wilson
On this episode, Art has a conversation with David Wilson, a debt-free college graduate who was featured in the documentary, Borrowed Future. David tells how he avoided student loan debt through a little creativity. Plus, Art answers a couple of...
12/8/2021. 35min
Episode 71 | Is Money Bad? | Guest: Derrick Kinney
On this episode, Art has a conversation with Derrick Kinney of Good Money Framework about his money story, new book, and how to use money for the advancement of God’s Kingdom.
Notes:
The Good Money Revolution by Derrick Kinney | Pre-order here:...
12/1/2021. 36min
Episode 70 | Is Online Giving Less Spiritual? | Guest: Marty Baker
In this episode, Art discusses online giving with the founder of SecureGive, Marty Baker. Plus, Art and Taylor answer a question about whether it is okay to postpone giving until someone gets out of a financial mess.
Listener question answered:
1....
11/24/2021. 38min
Episode 69 | Secret Habits Of Debt-Free People | Guest: Talaat McNeely
Debt free people are creatures of habit. In this episode, Talaat McNeely comes on MTM to discuss some secret habits of debt-free people. Plus, Art and Katie answer a question regarding a spouse who doesn’t seem motivated to pay off debt.
Money...
11/17/2021. 41min
Episode 68 | Should A Pastor Pay Off Their Mortgage? | Guest: Dr. Thom Rainer
Pastors have some unique financial challenges that lead to particular questions. In this episode, we tackle a few of those questions like, “Should a pastor pay off their mortgage?”
Listener question answered:
Are pastors required to take minimum...
11/10/2021. 41min
Episode 67 | How To Budget As A Couple | Guest: Blair Graham
Marriage and money challenges are common. How can you get on the same financial page with your spouse? A budget can help. And in this episode, we explore how you and your spouse can create one together.
Money questions:
Should each spouse have...
11/3/2021. 34min
Episode 66 | 5 Crucial Retirement Questions | Guest: Chuck Bentley
Saving for the future is wise. In this episode, Chuck Bentley, CEO of Crown Financial Ministries, answers some crucial retirement questions.
Listener questions answered:
1. What college degree should I get?
2. Should I buy Bitcoin?
Resources...
10/27/2021. 34min
Episode 65 | Advance Memphis: Teaching Faith & Finances | Guest: Bryce Stout
Historically, South Memphis has been plagued by generational poverty and high unemployment. Advance Memphis desires to see this changed. This episode will inspire you to get financially healthy and help other do the same.
Listener questions...
10/20/2021. 29min
Episode 64 | How To Glorify God With Your Spending | Guest: Katie Jones
God’s three-step financial formula is this—Give generously. Save wisely. Live appropriately. We focus a lot on those first two. But what about living appropriately? How can someone glorify God in with their spending?
Listener questions answered:
1....
10/13/2021. 35min
Episode 63 | 5 Ways To Start Building Wealth Today
How can you start building wealth today? In this episode, we share five different ways you can take a step toward building wealth today.
Notes:
1. Decrease your expenses.
2. Increase your income.
3. Invest for the long haul.
4. Stop financing...
10/6/2021. 30min
Episode 62 | How To Help Your Kids Become Financially Responsible | Guest: Bryan Lark
How do I teach my kid to be financially responsible? On this episode, Art talks with Bryan Lark, author of One Kid, One Dollar, about how parents can help their kids become financially responsible.
Money questions:
I have 2 young kids. What is the...
9/29/2021. 33min
Episode 61 | 6 Consequences Of Neglecting God’s Design For Money
What if God’s teaching on money never reaches the ears of those in the church? What are the consequences? What is the fallout?
Notes:
1. Widespread financial challenges.
2. Increased stress, anxiety, and marital struggles.
3. Increased pursuit of...
9/22/2021. 33min
Episode 60 | Why Are Home Prices So High?
Home prices are going crazy! What’s going on? In this episode, Art answers listener questions about home purchases and mortgages.
Money questions:
Why are home prices so high right now, and when will they drop?
I can get a mortgage by only putting...
9/15/2021. 27min
Episode 59 | How To Talk Young Kids About Money | Guest: Sarah Rainer
As parents, we want our kids to understand God’s design for money. Unfortunately, many parents don’t know where to start, especially if they have young kids.
Money questions:
JWe are a young family with a 17-month son and one on the way. We have...
9/8/2021. 32min
Episode 58 | My Wife Wants A Lot of Kids. Should I Upgrade Our House?
How often should my wife provide updates about our finances? Do I really have to put 20% down on a home? If my wife wants a lot of kids, at what point should I upgrade our house? We answer those questions and more.
Listener questions:
How often...
9/1/2021. 25min
Episode 57 | What Is It Like Being A Bivocational Pastor?
Bivocational pastors have a difficult task. What are their financial struggles? How do they manage their time? In this episode, two bivocational pastors help us understand what their life and ministry is like.
Listener questions:
I am a...
8/25/2021. 33min
Episode 56 | I Have No Assets. Should I Get A Will? | Guest: Leo Sabo
Jake and his wife have children but no significant assets. Should they get a will? On this episode, Art discusses wills and trusts with Leo Sabo, president of Christian Stewardship Network.
Listener questions:
My wife and I have a couple of young...
8/18/2021. 31min
Episode 55 | How Do I Prepare For College Costs With 7 Kids?
How do I prepare for college costs with 7 kids? How should I prepare for another economic downturn? What is the most important thing about money I should teach my child?
In this episode, Art answers several listener questions.
Listener questions:
1....
8/11/2021. 25min
Episode 54 | Should I Use My Home Equity To Consolidate My Debts?
Should you use your home equity to consolidate debts? When should you start saving for a down payment? Should I meet with a financial planner?
Listener questions:
1. Should I use my home equity to consolidate my debts.
2. Should I pay off all debts...
8/4/2021. 20min
Episode 53 | 5 Good Ways To Spend Money
Give generously. Save wisely. Live appropriately. That’s the 3-step financial pattern we see in the Bible. And most of the time, we talk about those first two steps—give generously and save wisely. In this episode, Art answers listener questions,...
7/28/2021. 28min
Episode 52 | How To Land Your Dream Job | Guest: Ken Coleman
Are you wanting to change careers? Is now the time to really go after that dream job? On this episode, bestselling author, Ken Coleman, will help you think through what steps you need to take next.
Notes:
The Proximity Principle | Buy it here:...
7/21/2021. 32min
Episode 51 | I Married Into Debt. Now What? | Guest: Josh & Jacki King
So, you married into debt. What do you do? This is going to be a great episode for married couples and those who, one day, want to be married.
Notes:
- Don’t follow the script.
- Be your family.
- Live like you have one salary.
- Togetherness....
7/14/2021. 33min
Episode 50 | 5 Ways To Be A Terrible Steward | Guest: Dr. Chuck Lawless
Most of the time, we talk about being good stewards (managers) on More Than Money. In this episode, we are going to discuss how to be terrible stewards. It is a fun and inspirational episode.
Listener question answered:
Should I buy a high quality,...
7/7/2021. 36min
Episode 49 | God, Greed & The (Prosperity) Gospel | Guest: Costi Hinn
On this episode, Art talks with Costi Hinn about his life story and his book, “God, Greed, and the (Prosperity) Gospel.” Plus, Art answers questions about 529 plans and retirement savings.
Listener questions answered:
I am curious whether you have...
6/30/2021. 36min
Episode 48 | Is It Okay For A Church To Accept Someone’s Lottery Winnings?
Is it okay for a church to accept someone’s lottery winnings? When is it wrong for a church to accept designated gifts? Is it okay to accept personal gifts from church members?
Listener question answered:
I am a bi-vocational pastor. My ministry...
6/23/2021. 33min
Episode 47 | 5 Ways To Save Money At Disney World | Kristen Petersen
Going to Disney World this summer? In this fun episode, we talk to Disney aficionado Kristen Petersen about how to save a little money at the parks this summer.
Listener questions answered:
Can you help me understand what a zero-based budget is?...
6/16/2021. 35min
Episode 46 | 6 Bad Reasons For Choosing A College
In this episode, Art answers several money questions from More Than Money listeners.
Listener question answered:
We are starting the college search process for my child. What tips do you have for us. I don’t want her going into debt for school.
I’m...
6/9/2021. 29min
Episode 45 | 5 Books For Your Summer Reading List
Looking for a few good books to read this summer? In this episode, Art provides his top five (or six) recommended books on money.
Listener questions answered:
Where should I put my child’s savings? In a savings account?
Should I invest in Bitcoin?...
6/2/2021. 31min
Episode 44 | Is It Okay To Play The Lottery? | Guest: Dr. David W. Jones
Is it okay to play the lottery? Is there a difference between gambling and investing? In this episode, Dave Jones rejoins us to discuss the biblical view of gambling.
Questions answered:
1. What’s wrong with playing the lottery?
2. What is the...
5/26/2021. 30min
Episode 43 | Can Pastors Negotiate Their Salary? | Guest: Dr. Thom Rainer
In this episode, Thom Rainer joins Art to answer some FAMQ (Frequently Asked Money Questions) of ministers. Art also announces a new giveaway from SecureGive!
Listener questions answered:
1. We often discuss the difference between a pastor’s salary...
5/19/2021. 28min
Episode 42 | 3 Steps To Becoming More Openhanded With Our Money | Guest: John Rinehart
John Rinehart from Gospel Patrons joins us to share a few practical steps to becoming more openhanded with our money. Art also answers question about paying for Disney World and whether or not to sell your home.
Listener questions answered:
I want...
5/12/2021. 30min
Episode 41 | 5 Lessons Learned From Paying Off Our Mortgage
The Rainer's paid off their mortgage. Woohoo! In this episode, Sarah joins Art to have a conversation about the lessons they learned along the way.
Listener question answered:
Should I pay off my mortgage? I am a pastor with a housing allowance and...
5/5/2021. 25min
Episode 40 | Inheritance When Child Is A Poor Money Manager?
In this episode we answer questions about inheritances, savings bonds, and digital retirement platforms. Plus, we make fun of Taylor’s dancing. It is a great episode!
Listener questions answered:
When one adult child is a very poor money manager,...
4/28/2021. 28min
Episode 39 | Should I Plan To Care For My Parents?
Should I plan to care for my parents? Is 0% financing a good idea? We answer these questions plus a few other listener questions in this episode. Also, we announce a new giveaway!
Listener questions answered:
Regarding home improvements, how do you...
4/21/2021. 26min
Episode 38 | Should I Sell My Home To Pay Off My Debt?
Steve has $50,000 in debt and wants to know if he should sell his home to pay off the debt. In this episode, we answer Steve’s question plus several other money questions from our listeners. Also, we announce a new giveaway!
Listener questions...
4/14/2021. 24min
Episode 37 | How Should I Order My Financial Priorities?
Last week, we asked you to send in your money questions. And you responded in a big way. So, we are going to answer a few of your questions in this episode. Plus, we will announce the giveaway winner!
Listener questions answered:
How should one...
4/7/2021. 27min
Episode 36 | Should You Give Money To The Homeless Man At The Traffic Light? | Guest: Dr. David W. Jones
Some decisions are clear. Should we give? Yes. Should we pay our bills? Of course. what about those questions that aren’t always so clear, like should you give to the homeless man at the traffic light? I invited, Dr. David W. Jones, a Professor of...
3/31/2021. 36min
Episode 35 | How To Budget For A Family Of 10 | Guests: Jimmy and Kristin Scroggins
Does your family struggle with budgeting? Don’t worry, you are not alone. Jimmy and Kristin Scroggins are, not just great ministry leaders, but amazing budgeters. In this episode, they share what they’ve learned from budgeting for a family of ten....
3/24/2021. 31min
Episode 34 | 3 Tips For Teaching Your Teenager About Budgeting | Guest: Crystal Paine
Budgeting? Teenagers? Are you serious? We are. Crystal Paine is a New York Times bestselling author known widely as the Money Saving Mom, and on this episode, she joins us to discuss three important tips for teaching your teenager about budgeting....
3/17/2021. 27min
Episode 33 | 5 Mistakes Parents Make When Teaching Their Kids About Money | Amanda Burke
Yes, all parents wish they could get a few do-overs. In this episode, we talk about five mistakes parents make when teaching their kids about money, And don’t worry, you will not finish the episode feeling guilty but inspired.
Listener questions...
3/10/2021. 28min
Episode 32 | How One Couple Went From Hoarding To Living Generously | Guest: Amber Jurcak
Oneness—this is God’s design for marriage, and it includes a couple’s finances. In this episode, you are going to hear a married couple’s incredible journey from hoarding to living generously. It will inspire you and our spouse to take that next step...
3/3/2021. 29min
Episode 31 | She Built A Successful Side Gig | Guest: Jenn Collins
Jenn Collins is the founder of Mama Needs Box. What started out as a dream is now reality. In this episode, I talk with Jenn about her successful side gig and the lessons she learned along the way. Get ready to be inspired!
Listener questions...
2/24/2021. 30min
Episode 30 | This Is an Emergency! 4 Ways to Prepare For It
We are to cast our anxieties on God, but this does not mean we should not prepare for the inevitable emergency. In this episode, I’m having a conversation with my good friend and financial expert, Robby, about preparing for financial emergencies....
2/17/2021. 30min
Episode 29 | Destroy Your Student Loan Debt | Guest: Anthony ONeal
Understandably, student loan debt has been a really big topic recently. According to a recent study, 44.7 million Americans have student loan debt. On this episode, we welcome Ramsey personality, Anthony ONeal, to discuss how to get rid of your...
2/10/2021. 28min
Episode 28 | 3 Must-Know Financial Tools | Guest: Robby Scholes
It is time to learn about some important financial tools that are out there. In this episode, Art talks with financial expert, Robby Scholes, about three must-know financial tools. It is fun and informative conversation. Plus, Art answers questions...
2/3/2021. 30min
Episode 27 | He’s 16 With A Retirement Account! | Guest: Sterling and Drew Ham
Albert Einstein famously said, “Compound interest is the eighth wonder of the world. He who understands it, earns it...he who doesn't...pays it.” On this episode, I’m talking to a 16-year old who understands it and is earning it. Parents, this episode...
1/27/2021. 31min
Episode 26 | How Do I Stop Financially Enabling Someone? | Guest: Deborah Pegues
In this episode, I have a conversation with best-selling author Deborah Pegues about some lighthearted topics like emotional spending and enabling. After I talk to Deborah, I provide seven things high school seniors should know about money.
Notes:...
1/20/2021. 31min
Episode 25 | The One About Credit Cards
In this episode, I have a conversation with our producer about credit cards. We have differing opinions on them, so I thought it would be fun to talk about our views.
Notes:
•Financial Priority #1: Giving (if you still have income)
•Financial...
1/13/2021. 31min
Episode 24 | How Your Childhood Impacts Your View Of Money | Guest: Rachel Cruze
Rachel Cruze from Ramsey Solutions joins us on the show to discuss her new book, Know Yourself, Know Your Money. In this interview, we discuss how our childhood impacts our view of money.
Rachel Cruze's new book, "Know Yourself, Know Your Money" is...
1/6/2021. 25min
Episode 23 | $46k Paid Off In One Year! | Guest: Matthew Morvay
Alright, I have another incredible story for you. This time, you get to hear how the Morvays paid off $46,000 in one year! It is an amazing story with some important lessons learned.
Notes:
Your Financial State of the Union:
1. Review your...
12/30/2020. 25min
Episode 22 | Your Year-End Financial State Of The Union | Guest: Taylor Standridge
It’s time for your Financial State of the Union! Give yourself a strong year-end and a great start to 2021 with this report.
Listener questions answered:
Do you think it’s wise or appropriate to fluctuate your giving when you have a highly flexible...
12/23/2020. 28min
Episode 21 | Redeeming Money | Guest: Paul David Tripp
In this episode, Art talks with Paul David Tripp about how Scripture shines a light on the real reasons we struggle with money, and why we don’t fix debt with a budget.
Listener questions answered:
When one adult child is a very poor money manager,...
12/16/2020. 25min
Episode 20 | 5 Ways Your Resentment Of Money Is Ruining The World | Guest: Derrick Kinney
Does your view on money hurt you? For many, the answer is “yes.” In this episode, I ask Derrick Kinney, the CEO of Good Money Framework, to discuss how a person’s resentment of money is ruining the world.
Listener questions answered:
How one can be...
12/9/2020. 28min
Episode 19 | $50,000 In Student Loan Debt Paid Off! | Guest: Roshaun Freeman
I’ve been eager to share my friend, Roshaun Freeman’s story for some time. Here was a guy
who had seemingly everything against him, including cerebral palsy. Yet, he crushed $50,000 in student loan debt. Get ready to be inspired.
Here are my...
12/2/2020. 27min
Episode 18 | 7 Year-End Money Moves You Should Make | Guest: Talaat McNeely
2020 is almost over! It is time to get your year-end plan together. And in this episode, we are talking with Talaat McNeely from HisAndHerMoney.com about the year-end money moves you should be making.
Listener questions answered:
What is the best...
11/25/2020. 27min
Episode 17 | 5 Ways To Ruin Your Finances This Christmas | Guest: Blair Graham
According to a recent survey, 21.5% percent went into debt over Christmas in 2019. Are you financially prepared for Christmas? In this episode, we consider five ways you can ruin your finances over the holidays and provide some practical tips to avoid...
11/18/2020. 29min
Episode 16 | Drugs, Debt & Financial Freedom | Guest: Jason VonBehren
Need some inspiration? In this episode, you will hear an incredible story about, not just getting out of debt, but a story of God’s grace and mercy. It’s a story that has to inspire you. You will finish the episode thinking, “God is so good, and if he...
11/11/2020. 32min
Episode 15 | How To Become The World's Greatest Virtual Employee | Guest: Lisa Zeeveld
In this episode, Art answers questions about down payments on homes and how newlywed couples can combine their finances. Art also talks to Lisa Zeeveld, the COO of Belay Solutions, about being the world’s greatest virtual employee.
Listener...
11/4/2020. 28min
Episode 14 | How The Rainers Navigate Finances In Marriage | Guest: Sarah Rainer
“How do you handle finances in your marriage?” I get this question a lot. So, I’ve invited my wife, Sarah, to talk about how we navigate finances in the Rainer household. And we also answer some more of your money questions like, “Why does money cause...
10/28/2020. 25min
Episode 13 | 3 Big Mistakes To Avoid During A Virtual Interview | Guest: William Vanderbloemen
Getting hired looks different today. Have you had an interview since the pandemic hit? If so, you’ve probably experienced a video interview. Preparation is different. So, in this episode, we are considering what to do (and what not to do) when it...
10/21/2020. 30min
Episode 12 | 3 Important Lessons About Side Gigs | Guest: Taylor Standridge
27% of side hustlers rely on that income to cover monthly bills. Nearly one-third of side hustlers are over 54 years old. You didn’t see what one coming, did you? In this episode, we are looking at the income side of the financial equation. We are...
10/14/2020. 31min
Episode 11 | Everyday Millionaires | Guest: Chris Hogan
74% of millennials and 52% of baby boomers believe that millionaires inherited all their wealth? On this episode, best-selling author and Ramsey personality, Chris Hogan might just make you rethink that belief. And, of course, we answer some of your...
10/7/2020. 25min
Episode 10 | 5 Money Tips For Newlyweds | Guest: Daniel Tripp
On this episode, we are talking about newlyweds and money. I have ArtRainer.com contributor and Executive Pastor at Redeemer Church in North Carolina, Daniel Tripp, to walk us through what he has learned over the years. We also answer a few listeners’...
9/30/2020. 29min
Episode 9 | 4 Ways To Stop Letting The Joneses Ruin Your Finances | Guest: Leo Sabo
On this episode, we're talking about the Joneses — those people that you are constantly trying to keep up with and are ruining your financial health. We are also going to hear from the president of the Christian Stewardship Network, Leo Sabo, and, of...
9/23/2020. 33min
Episode 8 | Ministers & Money Struggles | Guest: Carey Nieuwhof
Why are ministers often hesitant to talk about money? In this episode, we hit on a topic that’s often ignored—ministers and money. We are going to hear from best-selling author, Carey Nieuwhof, on the subject. And of course, we are going to answer...
9/16/2020. 27min
Episode 7 | Stop Throwing Money Away On Car Purchases | Guest: Blair Graham
Did you know that a brand-new car depreciates by 10% the moment it drives off the car dealer’s lot? Car purchases—an area where financial blunders are often made. The mistakes in this area are costly. Sometimes, it’s like taking a big pile of money,...
9/9/2020. 28min
Episode 6 | Find Oneness In Marriage & Money | Guest: Chuck Bentley
70% of couples argue about money. 57% of divorced couples reported that money was the
reason for their divorce. On this episode, we are spending some time on the topic of marriage
and money. We get some wise advice about marriage from the President of...
9/2/2020. 33min
Episode 5 | Walking Through Financially Difficult Times | Guest: Ron Edmondson
Is God in control, or is He not? In times of worry, that is the question we must answer. Now, trusting in God doesn’t mean we remain inactive. No, it moves us to action. We make wise money moves. We keep moving forward.
Listener questions answered:...
8/28/2020. 33min
Episode 4 | How Taylor Got Out of Debt (And You Can Too) | Guest: Taylor Standridge
Debt is a generosity killer. Because you are obligated to pay your bills, you cannot give and help others in the way that you probably desire. This is why we need to get out of debt and avoid debt. And you are going to hear a story about someone who...
8/27/2020. 29min
Episode 3 | Why Retirement Is Different For Baby Boomers | Guest: Thom Rainer
Why do we talk about retirement? Because we want your retirement years to be some of the
most generous years of your life, able to use your time and your money to be part of advancing God’s Kingdom in your community and around the world. Because the...
8/26/2020. 27min
Episode 2 | Here’s The Foundation Of Financial Health | Guest: Chris Brown
What is the relationship between debt and generosity? What do we do if giving to our church means not paying another bill? We serve a generous God. One that sent his Son to stand in our place, to take on the punishment for our sins. And so, when we...
8/25/2020. 28min
Episode 1 | Welcome To The More Than Money Podcast | Trailer
The More Than Money Podcast helps listeners get financially healthy for the sake of giving and living generously. This unique podcast provides fun, practical, biblically-based financial advice
through interviews and listener questions. Let’s change...
8/17/2020. 1min
Episode 448 | AI Will Eliminate These 5 Jobs by 2030 (And Won’t Eliminate These 4)