How to Have a Christ-Centered Christmas Without Overspending with Crystal Paine

Christmas is meant to be a season of joy—but for many of us, it becomes a whirlwind of overspending, overcommitting, and feeling overwhelmed. The good news? It doesn’t have to be that way. With a bit of planning and the right perspective, you can slow down, simplify, and savor what truly matters. Today, Crystal Payne—creator of MoneySavingMom.com—shared practical ways to simplify Christmas while keeping your heart centered on Christ. Here’s a look at her best advice for making this season more peaceful, meaningful, and budget-friendly.