Student loan forgiveness is much in the news these days. It’s on. It’s off. It’s on again, maybe. What’s the lesson here? The lesson is this: Avoiding student loan debt is much easier than getting out of it. It just takes discipline. We’ll talk about that with Dr. Art Rainer today. Dr. Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions. He is a regular contributor here at Faith & Finance and the author of “The Money Challenge for Teens: Prepare for College, Run from Debt, and Live Generously.”