“And the angel said to them, ‘Fear not, for behold, I bring you good news of great joy that will be for all the people.” - Luke 2:10 As Christians living in a materialistic society…we must remember to celebrate for the right reason…the birth of our Savior. Howard Dayton joins us to talk about that. Howard Dayton is the founder of Compass Financial Ministry and the former host of this program. He is also the author of several books on Christian Finance and Stewardship.